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We have an ethical problem. We were offered an interest free
We have an ethical problem. We were offered an interest free loan of 100000 over 17 years ago. It was a generous offer, and the assurance was that it would never need to be repaid. But was given to su… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
I have a debit in Australia with a loan shark. when I left
I have a debit in Australia with a loan shark. when I left oz, I sold the car to my friend and repayments were to made by them for the last outstanding amount (Stupid I know). Now I have a collector c… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
I was talking to you on my iphone regarding my husbands
Hi i was talking to you on my iphone regarding my husbands student load in NZ. They said I would be put through to someone. $56 was taken from my PayPal account but no person has appeared. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
My partner and I have some relationship problems and now he
hi there, my partner and I have some relationship problems and now he has suggested that he is going to declare bankruptcy and claims that this will force me to become bankrupt also, and lose other as… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
I am an New Zealand citizen, a single mom of two children I
Hi I am an New Zealand citizen, a single mom of two children I am in a finacial situation as I have had surgery and sick children which has resulted in alot of sick leave. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Second opinion] Under NZ Law, I was overseas for the last
Second opinion] Under NZ Law, I was overseas for the last 5years and am back to NZ a few weeks ago and received a call from IRD that I own a lot of money as child support , I had no income for 2 years… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Last Saturday I was served a bankruptcy notice in which I
Good morning, Last Saturday I was served a bankruptcy notice in which I have 10 working days to respond. Unfortunately I do not have funds to afford my own lawyer, but the notice, I understand to read… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
I just found out I have a 36,000 student loan from95.
Hello I just found out I have a 36,000 student loan from95. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
I have been granted Permanent Residency 3 years ago and have
I have been granted Permanent Residency 3 years ago and have applied for nz citizenship recently. A debt collection agency in South Africa is harrassing me to pay an outstanding civil debt that was in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
, we have a similar situation to one you've responded to regarding a ten year class
Hi, we have a similar situation to one you've responded to regarding a ten year classic escapes membership. We are well past the cooling off window of opportunity to withdraw. We have probably paid in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Hi, I previously asked a question regarding my NZ Student loan.
Hi, I previously asked a question regarding my NZ Student loan. I would like to ask your opinion as to what my best course of action is now as I have not been in contact with IRD since leaving NZ back… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
a few questions more. Is the IRD able to take my debt from
a few questions more. Is the IRD able to take my debt from a prospective inheritance that I may receive in NZ? The inheritance is at present part of a family trust that will be dispersed when it is cl… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Do you answer questions regarding old debts from WINZ? In
Do you answer questions regarding old debts from WINZ? In March 2002 WINZ completed a review of my Widows' Benefit and established an over-payment debt (their error) of $2,540.64. I paid off a portion… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Late 2009 we approached a Web Design company to build our Web
Late 2009 we approached a Web Design company to build our Web Site. It was promised to be up and running December 2009. By April 2010 it was still not completed. We Paid the first 3 months lease $1518… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Hi I have been talking with Our new Bank Manager and we disclosed
Hi I have been talking with Our new Bank Manager and we disclosed we are unsure to what repayments we can make and we may need go bankrupt aftr closing our company earlier this year, we are unsure. He… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
We have relinquished the lease of our Motel as of 20 July 2011.
We have relinquished the lease of our Motel as of 20 July 2011. The landlord only paid for the chattels on 22 Feb 2012 but there is an outstanding debt to Progframmed maintenance Services for the pain… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Hello, my husband and I separated just over one year ago. We
Hello, my husband and I separated just over one year ago. We have not established a formal separation agreement. Some background is: Our home was sold, and all proceeds of that went to repay the mortg… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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