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My daughter suffers from -polar and chronic fatigue
My foster daughter suffers from bi-polar and chronic fatigue syndrome. She suffers from wide swings in mood. When she was hyper last time she incurred massive debts which she has no hope of ever payin… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
I am an Australin pensioner, living in NZ. I have an Aust,
Hi I am an Australin pensioner, living in NZ. I have an Aust, credit card debt of 20000. If judge4ment goes agaainst me can my assets in NZ be4 claimed … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
I am an New Zealand citizen, a single mom of two children I
Hi I am an New Zealand citizen, a single mom of two children I am in a finacial situation as I have had surgery and sick children which has resulted in alot of sick leave. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
My son is 35yrs old and suffers deep depression he is on a
Hi my son is 35yrs old and suffers deep depression he is on a sickness benefit. It has come to my attention he owes a finance company $5000 and another company $13000. He is unable to pay it back can … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
Chris, I have got into financial strife here i can no longer
Hi Chris, I have got into financial strife here i can no longer service my credit card and am looking at going into bankruptcy. What are my options … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
I work full time & I have debt of approx $15k that I can't
Hi. I work full time & I have debt of approx $15k that I can't afford to pay off. I have one asset which is a car that I owe more in than it's worth. I'm wondering if I can declare bankruptcy. Thanks… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
There. I left Australia and returned to NZ at the end
Hi there. I left Australia and returned to NZ at the end of 2011 with mental health issues. At the time, I was intending to return to Australia after resolving my health issues. However, this never ev… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
Thinking about going bankrupt or maybe a Non Asset Procedure
Thinking about going bankrupt or maybe a Non Asset Procedure ??? because my Credit Card is nearly maxed out, and the repayments are so high, I can pay them but then have to use the Card to have cash i… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
Hi, Im looking for legal advice regarding accumulated student
Hi, I'm looking for legal advice regarding accumulated student debt that is now with NZ IRD.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
Hi, I was hoping I could get some advice regarding a Credit
Hi, I was hoping I could get some advice regarding a Credit Card Debt. I received a letter from a collection agency that has stated that Legal Action is Pending. I owe a bank 22,086.51. After the coll… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
We have closed our business and moved to Australia, we are
We have closed our business and moved to Australia, we are about to file for Bankruptcy We have paid all local suppliers now but still have outstandings with Bartercard,IRD and ANZ our largest debts a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
I was involved in a Business with my partner as a Director
I was involved in a Business with my partner as a Director and 50% shareholder. The relationship has dissolved and now I have been served with Civil Action papers for Debt incurred by the company, my … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
Hi, I own a business that has gone under. One of the creditors
Hi, I own a business that has gone under. One of the creditors of the business was the owner of the property we lease which was leased for 36 months and still has 12 months remaining. We requested to … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
We have been paying off a debt for some time, the arrangement
We have been paying off a debt for some time, the arrangement of which was to pay $100 for 3 months and from then on $400 per month until the debt was paid up. We did this for several months but I was… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
I left New Zealand over one year ago to work in United Arab
I left New Zealand over one year ago to work in United Arab Emirates. I am a British passport holder with a New Zealand residency (I lived in NZ for 8 years). I built debt over the last 3 years in NZ … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
hello - we moved to new zealand a few years ago from the US.
hello - we moved to new zealand a few years ago from the US. we have one large outstanding debt that has gone to collections in the US. can they follow us here in NZ. what is the law regarding foreign… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers
I owe the BNZ $5000 for a credit card debt. I have explained
I owe the BNZ $5000 for a credit card debt. I have explained to them that I am unemployed and on a benefit which just covers my rent and food with nothing left. I have no assets. I live in a Salvation… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,024 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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