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I just found out that i have a default of 15000 bill from
please i just found out that i have a default of 15000 bill from another company but I had never apply for it please? how can ii fix this? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Can you dispute a credit default, when a company did not
can you dispute a credit default, when a company did not follow correct policy? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Are you able to provide advice on a guarantor defaults?
Are you able to provide advice on a guarantor defaults? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I was talking to you on my iphone regarding my husbands
Hi i was talking to you on my iphone regarding my husbands student load in NZ. They said I would be put through to someone. $56 was taken from my PayPal account but no person has appeared. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I recently went to apply for finance to buy new furniture
Hi there I recently went to apply for finance to buy new furniture and was turned down as I have an unexpected default of $800 attached to my file which had been resolved over 5 years ago. This debt i… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Is it still the situation that declaring bunkruptcy in NZ
Hi Chris, is it still the situation that declaring bunkruptcy in NZ will wipe a student loan debt? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Could you please tell me ... is this legal? Our Client:
Good morning Could you please tell me ... is this legal ? Our Client: Southern Receivables Limited Amount Owing: $2942.69COLLECTION ACTION COMMENCEDThis letter is to notify you that ANZ Bank New Zeala… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I have come back to NZ and my bank has sold my accounts to
I have come back to NZ and my bank has sold my accounts to the debt collectors because they thought I was not coming back to NZ. Now I have 2 debt collection companies chasing me for debt payments. But I feel this is wrong as I had not defaulted on anything to begin with. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Do you have a contact in Australia (Victoria) that could
Do you have a contact in Australia (Victoria) that could assist with the following. Nz loan debt 1994 $4k...had no idea about it...yes I did sign contract at 17 then left NZ. That age I had no idea wh… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I am living in Australia but I am a nz citizen I had a
I am living in Australia but I am a nz citizen I had a student loan 20 years ago for approximately 5000.00 they want me to pay them 19000.00 as the arrears have accrued. They never contacted me in all… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Can a debt collection agency (Baycorp) charge interest over
Can a debt collection agency (Baycorp) charge interest over and above the debt they have been requested to collect? I incurred a debt with GEM Visa and notified them I would be spending some time in p… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I have been granted Permanent Residency 3 years ago and have
I have been granted Permanent Residency 3 years ago and have applied for nz citizenship recently. A debt collection agency in South Africa is harrassing me to pay an outstanding civil debt that was in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Hi. I have an old debt in Australia from over 3 years ago that
Hi. I have an old debt in Australia from over 3 years ago that I never paid. I'm now living in New Zealand, and have received a letter from a NZ collection agency, saying I need to pay the debt in one… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I moved to Australia 15 years ago this December with my then
I moved to Australia 15 years ago this December with my then fiancee (Australian) and had a student loan in NZ at the time. I tried to find work but remained completely unemployed for 9+ years before … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Hi I use to live in NZ before i settled in australia 22 years
Hi I use to live in NZ before i settled in australia 22 years ago. i had a student loan that i never paid off there, recentley i recieved a call from baycorp saying they are calling on behalf of nz in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
Living in Australia for about 18 yrs now and the NZ govt is
Living in Australia for about 18 yrs now and the NZ govt is requiring payment of student loans amounting to $76 000 total for both my wife and myself. I can not afford it so I am considering going ban… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I have had an informal agreement with my ex wife for child
I have had an informal agreement with my ex wife for child maintenance. She and my child live in NZ. She is a NZ citizen. I am UK and our child was born in UK. She was given leave to remove our child … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers
I am being hounded by Baycorp for a debt which I paid back
I am being hounded by Baycorp for a debt which I paid back in 2005. On two occasions I dealt with GE finance and provided them with details and records of payment only to be advised they can't find th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,027 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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