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If a finance company places car loan repayments on hold for
If a finance company places car loan repayments on hold for a client then issues a letter of deadlock (which remains unresolved) followed by the company sends a letter claiming "We have finally had th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
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The lawyer An elderly gentleman purchased a car on finance
For Chris the lawyer An elderly gentleman purchased a car on finance the finance company provided a loan for an amount during the signing process the company sold the gentleman an insurance policy tha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
My brother was involved in a car accident today - he was one
My brother was involved in a car accident today - he was one of 3 cars involved. The Police said the 1st car was at fault. My brother reported his accident and car damage (?write off) to his insurance… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
I was a permanent resident of Australia from 2010 to 2015. I
I was a permanent resident of Australia from 2010 to 2015. I purchased a motor vehicle through Toyota but suddenly had to return home to NZ as I was experiencing a tough moment in my life. Since departing Australia in 2015 I received an email two days ago stating my debt had been passed on to collections and accumulated to $95,000 . I'm in absolutely no position to repay this now and I'm wondering what will possibly happen to the debt now that I permanently reside back home in NZ? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
I have a car insurance issue with Protecta Insurance and the
hello yes I have a car insurance issue with Protecta Insurance and the finance company Finance Now … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
Question on legal obligations and procedures in Tort...
Question on legal obligations and procedures in Tort... common law ? Issue is minor car accident, and insurance company carrying out some highly questionable activities then demanding inflated extorti… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
I recently legally changed my name and then purchased a
hi, I recently legally changed my name and then purchased a vehicle under hire purchase. During the application process I was NOT asked if I was known by any other previous names. If the Finance Compa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
Insurance law expert? How do Insurance companies set their
Insurance law expert? How do Insurance companies set their initial Reserves for a claim? Can you find me precedent cases for the most common practice for deducting the excess/deductible for a material… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
My daughters car has been written off by an employee of
Hi my daughters car has been written off by an employee of "downers" at her workplace. The employee drove a roller into her car he was not licensed to drive the roller and was left on sight unsupervis… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
We have a situation where my 18 year old daughter was
Hello. We have a situation where my 18 year old daughter was involved in a car accident in NZ last Spring and she was driving. She was volunteering at an outdoor camp through the Latitude Internationa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
I purchased a car head deck for my 2008 Toyota Corolla from
I purchased a car head deck for my 2008 Toyota Corolla from Eonon in China. It was said to be compatible for that model. I paid about $360.00 NZ. When it came to installing it, it was about 5mm too la… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
I am having the most difficult time ever in my life and I
I am having the most difficult time ever in my life and I am afraid that I have to give up my property in Auckland sadly. I have to pay my mortgage of NZ$625 every fortnight which is more than what I … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
We got a deal from GrabOne for an installation of a car stereo
We got a deal from GrabOne for an installation of a car stereo in our Prius. Before buying, I asked the advertiser Autoglass & Car Stereo Specialists to confirm if they could do this for a Prius 2001,… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
Hello, my Husband and I just bought a used Car from a Car Dealer.
Hello, my Husband and I just bought a used Car from a Car Dealer. The total cost of the vehicle with interest came to twenty three thousand and change. We picked our car up yesterday and noticed that … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
My car got stolen from home and have no insurance. the car
My car got stolen from home and have no insurance. the car is under finace and still have just over a year and a half to pay. what should i do? i worried that the finance company might force me to pay… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
This emploment redundancy issue goes back approx 13yrs .Ihave
This emploment redundancy issue goes back approx 13yrs .Ihave been looking for a staight answer as to why we had a clause in our closure agreement with Toyoya NZ and the engineers union as to re emplo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
Dear Sir, my girlfriend has a corolla she has owned for three
Dear Sir, my girlfriend has a corolla she has owned for three months and thought she had paid $10,000 for. The car yard had it advertised for $13,000 and took her car as a trade in for minimum $3000, … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers
In August 2001 my son and daughter in law bought a car. As
In August 2001 my son and daughter in law bought a car. As they had negative equity in the car they were trading in they asked me to go guarantor which I did. Now 9 years later they have still not pai… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
24,035 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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