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My son is 35yrs old and suffers deep depression he is on a
Hi my son is 35yrs old and suffers deep depression he is on a sickness benefit. It has come to my attention he owes a finance company $5000 and another company $13000. He is unable to pay it back can … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
Chris, I have got into financial strife here i can no longer
Hi Chris, I have got into financial strife here i can no longer service my credit card and am looking at going into bankruptcy. What are my options … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
Can you ask for your bankruptcy not to be advertised,
Can you ask for your bankruptcy not to be advertised, especially when there is only one creditor being the IRD. It was not because of a business but arbitrary assessment. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
I work full time & I have debt of approx $15k that I can't
Hi. I work full time & I have debt of approx $15k that I can't afford to pay off. I have one asset which is a car that I owe more in than it's worth. I'm wondering if I can declare bankruptcy. Thanks… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
Hi Chris, My partner is from New Zealand and has a $40,000
Hi Chris, My partner is from New Zealand and has a $40,000 student loan there. He has been living here since 1998. He started trying to repay it but then we got into financial trouble in the UK. If th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
HI If i own a business which owes $200-300K and i am a personal
HI If i own a business which owes $200-300K and i am a personal guarantor what is the impact on me if i declare bankruptcy? Is my house safe if it is my wifes name in a trust and i am a trustee and no… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
My business failed last July and the pressure is on me to pay
My business failed last July and the pressure is on me to pay up on personal guarantees that I signed. There will be a shortfall of funds and paying up will not be possible. I am considering bankruptc… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
My wife & I own a house together, she owes IRD money which
My wife & I own a house together, she owes IRD money which she can't afford to pay back, She's been advised to decalre bankruptcy, What will happen to our house? Can IRD take our house Our house is un… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
If a person has been declared bankrupt can you bring any action
If a person has been declared bankrupt can you bring any action against them to recover monies owed?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
I was made bankrupt in 2007. The IRD preferential debt was
I was made bankrupt in 2007. The IRD preferential debt was $471,146.42 & approx $220,266.88 unsecured creditors.I was also appointed an official Assignee. My question is, I have been discharged from m… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
I have IRD problems true the busnees i had with gst ,paye,income
I have IRD problems true the busnees i had with gst ,paye,income tax,etc. in the and they be come with the huge bill to pay for 3 yrs busnes i had.if i cant pay my dept to ird what hapens and how can … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
Bankruptcy and Family trusts. is property held in a family
Bankruptcy and Family trusts. is property held in a family trust considered to be a personal asset. I am a trustee but not a beneficiary of the trust. This question is in relation to possible bankrupt… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
if your business becomes bankrupt does it mean you also lose
if your business becomes bankrupt does it mean you also lose your house etc. if they are not part of the business or the business name… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
Hi I have previously asked a question about NZ bankruptcy
Hi I have previously asked a question about NZ bankruptcy and student loans. I would like to clarify a few issues about declaring bankruptcy from overseas, I am in the UK. In some questions asked abou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
I was involved in a Business with my partner as a Director
I was involved in a Business with my partner as a Director and 50% shareholder. The relationship has dissolved and now I have been served with Civil Action papers for Debt incurred by the company, my … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
I left Aus 3yr ago, now reside in NZ. I have just been told
I left Aus 3yr ago, now reside in NZ. I have just been told by an Aussie DCA that I owe >AUD$7k in relation to a credit card default (which is news to me). They were assigned the debt June 2008. Th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers
Hi, I own a business that has gone under. One of the creditors
Hi, I own a business that has gone under. One of the creditors of the business was the owner of the property we lease which was leased for 36 months and still has 12 months remaining. We requested to … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,955 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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