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I have a 72k repayment on a 29k note. I've been paying back
Hi, I have a 72k repayment on a 29k note. I've been paying back my student loan (albeit slowly) for the past 7 years. In reality I'm not even denting principal. I'm considering bankruptcy. I have abou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Im living overseas and since the 12 years I am here I have
Customer: Hi Im living overseas and since the 12 years I am here I have been in financial hardship and unable to neither return to NZ nor to repay the loan. I see that bankruptcy could wipe the loan b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Currently I have just started serving a NZ bankruptcy from
Currently I have just started serving a NZ bankruptcy from the UK. As I am self employed in the UK the OA has requested all bank statement for the duration. As far as I understand, that at least for m… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
I am living in Australia currently,with my daughter who was
I am living in Australia currently,with my daughter who was ill and i needed to be closer, she has lived here for 9 years and is well established with family and a successful business with her husband… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
My husband is contemplating bankruptcy. He is living and working
My husband is contemplating bankruptcy. He is living and working overseas and is a Director of a Hong Kong company we he be forced to resign as part of the terms of his bankruptcy? I did read on the i… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
I have been living with my partner for 3 months and our super
I have been living with my partner for 3 months and our super pension now reflects this in our pension payments. My partner is filing for bankruptcy as a result of her divorce and property sale losses… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Hi Chris, Myself and my wife/kids moved to OZ almost 4 years
Hi Chris, Myself and my wife/kids moved to OZ almost 4 years ago. We both had a house (rented out) in nz and some other obligations still being paid in nz. I and my wife were fulfilling our obligation… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
I have a NZ student loan of $24,000. I am a uk citizen (but
I have a NZ student loan of $24,000. I am a uk citizen (but also have an Australian Passport) and have lived in the UK almost all of my life and this is where my family and I are now and we have no in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
I am a New Zealand citizen currently living in the US for 5
I am a New Zealand citizen currently living in the US for 5 years now. During those 5 years, I have not been able to regularly pay my student loan which initially was at NZD20,000. Because of interest… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Hi Chris, I have spent some time talking to the Insolvencies
Hi Chris, I have spent some time talking to the Insolvencies service in NZ. They are telling me the following things: 1. She can't file for NAP until her business is officially insolvent. I have no id… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
I am after some one that can help me get rid of a ton of untrue
I am after some one that can help me get rid of a ton of untrue rubbish on the internet which has and continues to cost me personally hurt shame and the business money on a weekly basis, most of it wa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Im a New Zealand citizen who has resided in Australia for
I'm a New Zealand citizen who has resided in Australia for the past 3 years. I have a large NZ student loan and am considering bankruptcy. I've seen your previous answers on this topic and have checke… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
I am interested in filing for bankruptcy in NZ (I have a student
I am interested in filing for bankruptcy in NZ (I have a student loan that with interest and fees has ballooned out of control) and am now a resident of the US. Who should I contact?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
I am living in the USA and owe NZ65,000 in student loans. I
I am living in the USA and owe NZ65,000 in student loans. I am no longer a NZ citizen - I gave up my NZ citizenship. I have UK citizenship and will shortly become a US citizen (dual citizenship). I ha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Hi, I am NZ Citizen moved to Aussie last year. I have a
Hi, I am NZ Citizen moved to Aussie last year. I have a residential property in Auckland which has a mortgage(if mortgage sale happens at this stages it is going to be the difference of $90000)I had t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Hi Chris, I have been a resident of Canada for 1 years
Hi Chris, I have been a resident of Canada for 1 ½ years – have been a non-resident of NZ for about 11 years. I have had a student loan since 1998 –I have paid back approximately 11,000 NZD (principal… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Hi. Im facing bankruptcy for myself with my business going
Hi. I'm facing bankruptcy for myself with my business going south. However, I have a job offer in Melbourne. Is it possible to handle my ensuing proceedings from abroad please? Further more, I hold a … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers
Last 5 years I did hire one Thai chef who fry from Thailand
Last 5 years I did hire one Thai chef who fry from Thailand to apply a job with me in New Zealand. however I did hirer him and issue work permit for him 2 years. After finish 2 year contract, I did hi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,969 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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