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Chris The Lawyer
Chris The Lawyer, Lawyer
Category: New Zealand Law
Satisfied Customers: 22816
Experience:  38 years qualified as a lawyer; LLB, MMgt and FAMINZ.
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We are NZ citizens my husband has been diagnosed with a

Customer Question

Good morning Pearl,
JA: What state are you in? It matters because laws vary by location.
Customer: Hi Pearl we are NZ citizens my husband has been diagnosed with a blood disease. My concern is what will happen to our joint mortgage when he passes away
JA: Has anything been filed or reported?
Customer: In what way ?
JA: Anything else you want the lawyer to know before I connect you?
Customer: No as yet
Submitted: 12 days ago.
Category: New Zealand Law
Customer: replied 12 days ago.
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Customer: replied 12 days ago.
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Expert:  Chris The Lawyer replied 12 days ago.

If you have a joint mortgage, this means that each of you is jointly and severally liable to pay the mortgage. Unfortunately this means that when your husband dies, you will be liable to pay the mortgage unless you have life insurance. I can explain this further by telephone if you wish, but the position is quite clear

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