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Soon I will be declaring bankruptcy because of my NZ student
Hi, Soon I will be declaring bankruptcy because of my NZ student loan. I still owe approx. NZ$100,000. I cannot make the payments because my personal income from all sources is $0-4,000/year (I am a h… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Can I file to the courts to rid historic and government
Can I file to the courts to rid historic and government debt? Due to upbringing of trauma and abuse? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I asked about my daughters accident this morning, when will
Hi, I asked about my daughters accident this morning, when will I get a response. Worried because I live in New Zealand and this seems to be an American site?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
1. I am a NZ citizen (still currently living in NZ), and
1. I am a NZ citizen (still currently living in NZ), and recently found out that I have a huge tax debt (i have been paying mt taxes but IRD made a recalculation and came out with a result that I need… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Is it still the situation that declaring bunkruptcy in NZ
Hi Chris, is it still the situation that declaring bunkruptcy in NZ will wipe a student loan debt? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I have a business mortgage which I am struggling to pay. The
I have a business mortgage which I am struggling to pay. The business has been closed for over two years and I have been desparately been trying to sell my building. I am getting further in debt and c… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Last Saturday I was served a bankruptcy notice in which I
Good morning, Last Saturday I was served a bankruptcy notice in which I have 10 working days to respond. Unfortunately I do not have funds to afford my own lawyer, but the notice, I understand to read… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
My wife recently had a car accident and she was at fault. It
Hi My wife recently had a car accident and she was at fault. It happened when she was setting the restricted driver licence test. The car she was driving was a friend car which had no insurance. Unfor… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
My house is on leasehold land, the lease went up to $40k per
My house is on leasehold land, the lease went up to $40k per anumn. I advised land owners i could not afford this. The bank paid the first payment then demanded this back i had advised them the same. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
HI If i own a business which owes $200-300K and i am a personal
HI If i own a business which owes $200-300K and i am a personal guarantor what is the impact on me if i declare bankruptcy? Is my house safe if it is my wifes name in a trust and i am a trustee and no… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Hi, I have an investment property in Australia which is
Hi, I have an investment property in Australia which is currently in negative equity. I need to sell it as I can't afford the repayments and there is also a predicted long term stagnation in that prop… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Hi Chris, Myself and my wife/kids moved to OZ almost 4 years
Hi Chris, Myself and my wife/kids moved to OZ almost 4 years ago. We both had a house (rented out) in nz and some other obligations still being paid in nz. I and my wife were fulfilling our obligation… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Hi, Ie got Notice of Claim from IRD for and huge sum which
Hi, I'e got Notice of Claim from IRD for and huge sum which is no way I could afford to re-pay immediately. My offering amount to re-pay has been declined as "it will take too long time to re-pay". No… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
My company has been liquidated and wound up. Personally I owe
My company has been liquidated and wound up. Personally I owe the Anz approx $370,000. Also Yellow pages are chasing me for money $2500. I have no assets and barely surviving at the moment. The Anz wi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
i can not afford to pay my old business debts of 20,000 and
i can not afford to pay my old business debts of 20,000 and i heard i can apply for a one of get out of jail free pay out, is this true… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
My son is a Kiwi living in Queensland Australia for the last
My son is a Kiwi living in Queensland Australia for the last 7 years or so. He is in debt to the tune of about $150,000 which he cannot pay. He is in partnership with another person in a recording stu… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
We have been paying off a debt for some time, the arrangement
We have been paying off a debt for some time, the arrangement of which was to pay $100 for 3 months and from then on $400 per month until the debt was paid up. We did this for several months but I was… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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