New Zealand Law
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This is always a difficult situation when you have an accident with someone who has no insurance. If this young girl is not working then it can be very difficult to get her to pay. Some people make an application to the Disputes Tribunal to get an order for her to pay, but enforcement of the order is not easy. The police only get involved in prosecuting for careless driving, and this does not involve any claim for the costs of repair. That comes as a separate claim which you have to bring to the tribunal. It may be worth filing a claim with the tribunal, but the most you could get would be a deduction from a social welfare benefit or from her wages. But certainly, if someone hits you from behind, she would be liable for the damage, because of the obligation to follow at a safe distance.
I am a little surprised the police did not prosecute her, because she would have committed a number of offences including driving without a license, careless driving and driving a car without a current warrant and registration. But it is possible she has been prosecuted, and the police have not communicated this to you. In any event whether she gets prosecuted or not does not affect your claim in the tribunal. I think that would be pretty straightforward, and the only issue is getting paid
You should be able to get an order from the Tribunal and enforce this against her, and you can attach her benefit or wages. so that will need to be your next steps.