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I'm on disability benifit do I lose it if I claim my kiwi
I'm on disability benifit do I lose it if I claim my kiwi saver thanks. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
We are experiencing hardship. My partner has a super plan
Hi, we are experiencing hardship. My partner has a super plan from 1993, it matures 2022 when he is 55. Can we access his funds? He also has kiwi saver through his job. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I have a question in relation to Superannuation policy i had
I have a question in relation to Superannuation policy i had under relationship property matter … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I am 64, turn 65 january 8 / 2021. I am facing bankruptcy by
I am 64 , turn 65 january 8 / 2021. I am facing bankruptcy by the end of this month because the ANZ KIWI SAVER SCHEME refuses to pay out my full kiwi saver savings. I am on a sickness benefit, will no… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I bought my first home 4 years ago and did not use my
Hi, I bought my first home 4 years ago and did not use my Kiwisaver at the time of purchase. Now however I need to refinance to pay off a family member who helped out with the deposit. Is there any wa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Can a lawyer help a person in hardship access their
can a lawyer help a person in hardship access their Kiwisaver funds, and if so, do they charge upfront fees or work on a percentage of the money obtained from Kiwisaver? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Ellen I am a 70 year old recently widowed lady who has some
Ellen good morning. I am a 70 year old recently widowed lady who has some $30,000 in my Kiwisaver account. I am seeking advice on whether to withdraw my funds from the ANZ Kiwisaver Account. Can you p… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Is it possible for a divorcee to access kiwisaver a
Is it possible for a divorcee to access kiwisaver a secondtime for firsthome withdrawal? The rules say No however this isn't helping partners who lost kiwisaver withdrawal opportunity as they were mar… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I am an New Zealand citizen, a single mom of two children I
Hi I am an New Zealand citizen, a single mom of two children I am in a finacial situation as I have had surgery and sick children which has resulted in alot of sick leave. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I am in a super scheme called FireSuper which the Fire
I am in a super scheme called FireSuper which the Fire Servive commission contribute to. It is more like a savings scheme in the sense you can withdraw your total funds (employer and employee contribu… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I work full time & I have debt of approx $15k that I can't
Hi. I work full time & I have debt of approx $15k that I can't afford to pay off. I have one asset which is a car that I owe more in than it's worth. I'm wondering if I can declare bankruptcy. Thanks… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Is your Kiwisaver account available to creditors if you are
Is your Kiwisaver account available to creditors if you are bankrupted. The person is 60 years old.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
My father whom recently passed away had his bank account frozen
My father whom recently passed away had his bank account frozen and cannot access his bank as he left no will and no next of kin we know of the procedure to apply as my mum whom is alive was not marri… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Even though we are separated, we still own a business together
Even though we are separated, we still own a business together which pays our salaries. I am with Kiwi saver but as my ex husband was too old when Kiwi saver was introduced he isn't in it. As we might… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Hi. Hope you can help clarify. I was signed up & already
Hi. Hope you can help clarify. I was signed up & already contributing to Kiwi saver myself. I was a contractor to my place of employment & was (happily) put onto PAYE. I discussed with my employer abo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
My business failed last July and the pressure is on me to pay
My business failed last July and the pressure is on me to pay up on personal guarantees that I signed. There will be a shortfall of funds and paying up will not be possible. I am considering bankruptc… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I have signed a superannuation contribution agreement with
I have signed a superannuation contribution agreement with my employer whereby i am paid voluntary superannuation payments to my kiwi saver scheme over and above the compulsory contribution. The schem… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
We are writing a separation agreement and I need to know how
We are writing a separation agreement and I need to know how to word my entitlement to contributions and earnings made by my husband during our marriage to a Kiwi Saver Pension scheme. This is how I h… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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