New Zealand Law

Have New Zealand Law Questions? Ask a Lawyer Online.

Ask a Lawyer,
Get an Answer ASAP!

A friend has a Gold Master Card debt that goes back to July…

Customer Question
A friend has a Gold...
A friend has a Gold Master Card debt that goes back to July 2011 there has been no correspondence until 25th January by EC Credit Control threatning "Possible Legal Action Pending" is this legal and is he still liable
Submitted: 2 years ago.Category: New Zealand Law
Show More
Show Less
Ask Your Own New Zealand Law Question
Answered in 1 minute by:
2/26/2016
Solicitor: Chris The Lawyer, Lawyer replied 2 years ago
Chris The Lawyer
Category: New Zealand Law
Satisfied Customers: 23,839
Experience: 38 years qualified as a lawyer; LLB, MMgt and FAMINZ.
Verified

The limitation period for a debt like this is 6 years from the date of default, which is under the Limitation Act. So this is within time and he should negotiate payments if he can do so

Ask Your Own New Zealand Law Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a solicitorLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Chris The Lawyer Your Own Question
Chris The Lawyer
Chris The Lawyer
Chris The Lawyer, Lawyer
Category: New Zealand Law
Satisfied Customers: 23,839
23,839 Satisfied Customers
Experience: 38 years qualified as a lawyer; LLB, MMgt and FAMINZ.

Chris The Lawyer is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Chris The Lawyer

Chris The Lawyer

Lawyer

23,839 satisfied customers

38 years qualified as a lawyer; LLB, MMgt and FAMINZ.

serish khan

serish khan

Lawyer

76 satisfied customers

Solicitor/Partner at Khan & Associates

LawNZ

LawNZ

Other

31 satisfied customers

Trusted advisor to businesses and individuals on company, consumer, employment, IP, and trusts issues, among others.

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,843 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,266 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

< Previous | Next >

Related New Zealand Law Questions
My 94 year old mother has just revealed to me that she has a
My 94 year old mother has just revealed to me that she has a $9330.00 credit card debt. She has no assetts except a very old car and although presently living in a council flat is being assessed for rest home care. She cannot settle this debt or make further payments when placed in a rest home. I am very upset and angry that the credit card company have allowed her to run up this debt and feel that the bank have some responsibility here. I cannot possibly settle this debt as I am 76 and on a pension also. What can I do to sort this out? I am presently getting authority to deal with this matter. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
16 years ago I paid $500.00 cash for a Sky decoder, instead
16 years ago I paid $500.00 cash for a Sky decoder, instead of HIRING one for a nominal monthly fee. I have now cancelled my Sky membership for the time being and want to retain my decoder in the even… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Ok, after our last conversation where my Exs friend is
Ok , after our last conversation where my Exs friend is taking us to court for a loan she got for rent arrears I have also found out that the friend left her a contract ph and credit card to pay his b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
In a situation where a husband and wife have recently
In a situation where a husband and wife have recently separated. There are no assets to be divided. Question. If the newly separated wife goes off and spends excessively and gets into debt, can the ex… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Is it still possible to extend a visitors or tourist visa by
is it still possible to extend a visitors or tourist visa by 3 months at a time up to a maximim of 9 months? I remember this being possible in the early 1990's when I took over sponsorship of my ex wi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Hi, My friend and her husband are NZ citizens and are living
Hi, My friend and her husband are NZ citizens and are living in Australia. They have been married for 11 years My friend's husband took a mortgage from a bank when they lived in NZ approx. 3 years ago… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Dear Sir/Madam, I had gone to newzeland for an onsite project
Dear Sir/Madam, I had gone to newzeland for an onsite project and during my stay there in Auckland,i was issued a credit card from American Express NewZeland.The credit limit was 12,000.00 $ and i use… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
My daughter seperated from her husband in May 2013. She has
My daughter seperated from her husband in May 2013. She has not been to a lawyer for a legal seperation. Does she have to do this? She and her ex husband have agreed on a seperation date. Is she still… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
My husband of 13 years has Bi Polar disorder, I have bailed
My husband of 13 years has Bi Polar disorder, I have bailed him out of financial strife numerous times and have just learned he has spent $40,000 dollars in the last 6 months with $24000 on credit car… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Our family owned a 12m yacht The Haumoana valued at $55,000.
Our family owned a 12m yacht The Haumoana valued at $55,000. It was attached to a Waikato Reginal Council controlled mooring. While overseas in July 2011 the mooring rope broke & the vessel washed up … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
I have been trying to recover a tax receipt from another person
I have been trying to recover a tax receipt from another person since Oct. 2009 for our company records. The sponsorship was for $200 and purportedly for the ARL Club. Two years on we are still trying… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
I have a business debt to recover that has been outstanding
I have a business debt to recover that has been outstanding almost a year. About the 16th Jan 2012 I went onto the internet and entered the Debt with four different Recovery Agencies. One debt recover… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Hey Chris, This might be a silly idea but - we have loaded
Hey Chris, This might be a silly idea but - we have loaded a security on Yulia's car as you suggested. Is there a way they can simply claim Yulia has not made payments expected on the car, and claim o… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
HI Chris, I have a outstanding credit card debt with asb ($4000,
HI Chris, I have a outstanding credit card debt with asb ($4000, which i have been paying off well within their $80.00 a week, the creditor wanted $80.00 per week to start paying this off first paymen… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
MY husband was declared bankrupt last year. Over time he
MY husband was declared bankrupt last year. Over time he had made purchases using our joint GE Credline account. I have not been using the account. GE have transferred the debt to me. FEb '08 my name … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
My son has a Credit Card debt with the B N Z of $2,911.80.
My son has a Credit Card debt with the B N Z of $2,911.80. It has been put in the hands of EC Credit Control. He pays them $25.00 per week, although he has missed a few payments. They are demanding th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Our daughter is currently residing in Germany and has a debt
Our daughter is currently residing in Germany and has a debt with the BNZ Bank of approximatley 4K - this has been passed on to EC Credit Control. Erin does not have any assets in NZ or Germany and ha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers
Hi My sister and her partner while they were together earned
Hi My sister and her partner while they were together earned $160,000 per annum. They have four children together and now have seperated due to his narissitc gambling problem with the TAB. She has bee… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,839 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x