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Related New Zealand Law Questions
My ex-partner acquired a NZ student loan debt of approx $35k
My ex-partner acquired a NZ student loan debt of approx $35k in 1998. She moved to AU in 2000. In 2015, she started work and IRD contacted her saying the debt was $140k (interest) and she needed to st… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I live in the UK and have received a letter from CCI Credit
I live in the UK and have received a letter from CCI Credit Management regarding my student loan from the early 90s. They have sent 2 letters now stating they will be taking further recovery action. C… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I would like to ask a question to an expert in New Zealand
I would like to ask a question to an expert in New Zealand student loans for overseas borrowers. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I studied in NZ at Auckland University in 1995 and 1996 -
I studied in NZ at Auckland University in 1995 and 1996 - … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
Please my friend had a loan and credit card at the bank she
Hi there, yes please my friend had a loan and credit card at the bank she left NZ to Aus to start new life for her and her kids, she wants to visit family back in future she afraid she might stop at i… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
My friend has a $50k student loan, she's 28 and has tried to
My friend has a $50k student loan, she's 28 and has tried to organise a payment schedule, but they are saying pay $20k or arrested next time she's in NZ, which was planned to be in two weeks time. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
Just been contacted by Baycorp (I live in Australia) on
Just been contacted by Baycorp (I live in Australia) on behalf of the IRD (Inland Revenue Department) of New Zealand for a Student loan. I thought this had been paid off prior to leaving in 1997. It's… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I am a american citizen living in america the last 6 years.
Hello I am a american citizen living in america the last 6 years. I have a nz student loan of $12,000 + interest and penalties. I have not made a payment since I left. My question is if I were to trav… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I live over in Sydney but originally from Christchurch. I
I live over in Sydney but originally from Christchurch. I went to Otago Uni in 1998 and 1999 and had a small Student loan then … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
Im living overseas and since the 12 years I am here I have
Customer: Hi Im living overseas and since the 12 years I am here I have been in financial hardship and unable to neither return to NZ nor to repay the loan. I see that bankruptcy could wipe the loan b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I recently paid my student loan in full. I was told in my
Hi Chris, I recently paid my student loan in full. I was told in my statements over the last few years that my interest has been written off. They gave me a statement showing an account balance of $0.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I have a large New Zealand student loan. I have been living
I have a large New Zealand student loan. I have been living continuously in NZ for many years and during this time my student loan has been NZ based and interest free. Last year I went to Australia fo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
I am a NZ citizen married to another NZ citizen and living
I am a NZ citizen married to another NZ citizen and living in Italy with 2 children. We both have NZ student loans in excess of $60,000 each. I am a stay at home mum so am not earning anything and hav… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
Hi,I had a student loan of $12,000 20 years ago ... due
Hi, I had a student loan of $12,000 20 years ago ... due to health issues etc I have earned an income above $25,000 for about 5 of those years. now I am being asked to pay almost 60,000 ...I am in sho… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
Hi I live in Australia (since 1995) last week I got a letter
Hi I live in Australia (since 1995) last week I got a letter from the IRD saying I owe money from a Student Loan in 1993. When I left NZ I believed this was paid. I have been back to NZ several times … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
New Zealand student loan renegotiation + help finding lawyer
Hello all. I live in Europe. I have a New Zealand student loan. I took out the loan in 1996, 1997, and 1998--about $5000 each year, about 15000 in total by the end of 1998. I have never made a repayme… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
Hi, I left NZ in 2001 with a $27k student loan with it probably
Hi, I left NZ in 2001 with a $27k student loan with it probably being $150k+ with compound interest and penalty charges. The IRD has recently contacted my nominated alternative contact and after readi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers
Can i apply for bankruptcy in NZ, if i live overseas This
Can i apply for bankruptcy in NZ, if i live overseas? This is related to my student loan which may be recalled in full.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,853 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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