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My father has dementia and is now in residential care. He
My father has dementia and is now in residential care. He has been in a de facto relationship for about 20years. He owns a share of his house (that he lived in before moving into care) but his bank ac… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
I am a NZ professional working FIFO in Australia. I have
Hi, I am a NZ professional working FIFO in Australia. I have outstanding arrears on my NZ mortgage (Primary Residence) and the due date is 1/10/19. My bank in NZ has issued a letter to the effect that… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
My de facto wife and I are getting close to separating. We
My de facto wife and I are getting close to separating. We have been together for about 15 years during which time I have worked for theUN in many countries and she has ome along or remained in the UK… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
My daughter has a mortgage with Kiwi Bank. The property she
My daughter has a mortgage with Kiwi Bank. The property she owns (has a mortgage) is part of a complex and has a Body Corporate. Water damage has been noted in the property and the Body Corporate have… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
I split up from my wife in August last year. Mainly due to
I split up from my wife in August last year. Mainly due to our financial status. I have just received a letter (to my horror) from Baycorp representing the ANZ. They state we still owe $149,000.00 on … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
Hi Chris, I was served papers from my ex re the non payment
Hi Chris, I was served papers from my ex re the non payment of the mortgage I owed her. After having signed the separation agreement I was $75,000 short to buy her out. So she reluctantly left $75M in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
Hi there, Can you help ? My ex partner went bankrupt in 2009
Hi there, Can you help ? My ex partner went bankrupt in 2009 and the bank and I were sent a letter disclaiming the property around 8 - 12 weeks later which to me seemed like it was just the assignee s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
My business failed last July and the pressure is on me to pay
My business failed last July and the pressure is on me to pay up on personal guarantees that I signed. There will be a shortfall of funds and paying up will not be possible. I am considering bankruptc… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
Hi, what rights do the spouse and children have when the "bacon
Hi, what rights do the spouse and children have when the "bacon supplier" gets made bankrupt? The back story is my husband who was self employed and I a stay at home mum caring for 3 young children as… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
Hi, I have a mortgage on a rental. I would very much like
Hi, I have a mortgage on a rental. I would very much like to force a mortgagee sale as I have tried to sell the rental for several years with no luck and because it is killing me financially (owned wi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
What happens to a 2nd mortgage when a mortgagee sale occurs
What happens to a 2nd mortgage when a mortgagee sale occurs and there are insufficient funds to pay any of the 2nd mortgage?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
My situation is a bit messy. My ex is serving a long prison
My situation is a bit messy. My ex is serving a long prison sentence for the rape of our eldest child and I am trying to get the relationship property sorted. My ex's lawyer last responded to my lawye… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
My grandmother sold her house in 2007. Over a three year period
My grandmother sold her house in 2007. Over a three year period she was paid 2/3 of the price, as the mortgage vendor. There is still an outstanding debt. I am assuming she is considered a secured cre… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
I have three properties rented out but negatively geared. My
I have three properties rented out but negatively geared. My situation now is i am 62 and on a one year contract in the middle east. Income is good but wont last. If I had been in NZ during the slump … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
Im a New Zealand citizen who has resided in Australia for
I'm a New Zealand citizen who has resided in Australia for the past 3 years. I have a large NZ student loan and am considering bankruptcy. I've seen your previous answers on this topic and have checke… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
Hello Can a liquidated finance company which has sold its
Hello Can a liquidated finance company which has sold its mortgage portfolio to another organisation, nevertheless issue a Property Law Notice under its own name (via its liquidators as nominees) rath… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
My partner & I split up & still have a property together in
My partner & I split up & still have a property together in Auckland. We were due to sell in January this year, then he offered to pay 100% of the expense if we kept it for another 12 months and then … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers
My finances are not in the best shape, and next month I might
My finances are not in the best shape, and next month I might not be able to pay my mortgage. I realise that the Mortgagee can sell my property in this case however my question is since the property m… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,837 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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