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I just found out that i have a default of 15000 bill from
please i just found out that i have a default of 15000 bill from another company but I had never apply for it please? how can ii fix this? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I have a Acres Car Grooming Franchise. I have been misled
I have been misled and signed some documents which is now trapped me into paying lots of money even when I earn very little. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Can you dispute a credit default, when a company did not
can you dispute a credit default, when a company did not follow correct policy? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Are you able to provide advice on a guarantor defaults?
Are you able to provide advice on a guarantor defaults? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I have come back to NZ and my bank has sold my accounts to
I have come back to NZ and my bank has sold my accounts to the debt collectors because they thought I was not coming back to NZ. Now I have 2 debt collection companies chasing me for debt payments. But I feel this is wrong as I had not defaulted on anything to begin with. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I have an old debt from 2013 with GE Finance and Insurance.
Hi I have an old debt from 2013 with GE Finance and Insurance. At the time I lost my job and tried to make arrangements for payment. Due to not having a consistent income and not being able to keep in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I have a question about Brokerage Fees. Early this year I
Hello, I have a question about Brokerage Fees. Early this year I was flat hunting and ended up getting a place after calling and talking to the landlord, he was the one who showed me the place and I s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
My daughter fraudulently obtained credit by using my details
My daughter fraudulently obtained credit by using my details online.I have returned to nz after four years away .She rented my house and booked up a huge debt that baycorp are saying is mine. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
An ex contractor of mine created a fictitious invoice for
An ex contractor of mine created a fictitious invoice for his final month. We calculated the correct amount (as per previous months formula) and paid him the correct amount. he has since lodged his invoice with BayCorp and they have been hounding us relentlessly. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I owed ANZ bank 80k 2011, this has passed to Baycorp. I went
I owed ANZ bank 80k 2011, this has passed to Baycorp. I went bankruptcy on 2013 and recently discharged. ANZ agree that I am covered by bankruptcy I shall not pursue the money, as I requested they ask… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I am looking help regarding an outstanding debt I have with
Hi Chris! I am looking for some help regarding an outstanding debt I have with Baycorp NZ. I currently live overseas, am a NZ resident tho. I want to go back for Christmas and am now wondering if I ma… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
My partner's split from his ex six months ago. She has now
My partner's split from his ex six months ago. She has now claimed he is liable for the credit card debt, it is in her name. She has now lodged the debt with baycorp, claiming he is liable, because he… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Hi I use to live in NZ before i settled in australia 22 years
Hi I use to live in NZ before i settled in australia 22 years ago. i had a student loan that i never paid off there, recentley i recieved a call from baycorp saying they are calling on behalf of nz in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I had building done by my ex partner, who was a builder, about
I had building done by my ex partner, who was a builder, about three years ago. Unfortunately we broke up. Now he is saying he wants me to pay for a hot water cylinder and other work he did and if I d… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Hi, I just received a statement from Baycorp, I believe
Hi, I just received a statement from Baycorp, I believe it is for a credit card i had over 6 years ago. They haven't requested payment but I am scared to call them as I have other debts they may have … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
While living in The UK for the past year, I was taken to Baycorp
While living in The UK for the past year, I was taken to Baycorp by National Bank for missing a months payment on a credit card whilst I had $12,000 in savings with the same bank. I acknowledge that I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
how can I get a matter removed from baycorp - a creditor listed
how can I get a matter removed from baycorp - a creditor listed a debt for our trust with baycorp - nothing about what they are trying to claim was listed in our contract so we are disputing the matte… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Hello, We hired cleaning services to clean our house prior
Hello, We hired cleaning services to clean our house prior to an open home (as we're trying to sell our house). However when the job was done we found damage to the property; they chipped and cracked … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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