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Oh my gosh, so I have a question..my husband was contacted
Oh my gosh, so I have a question..my husband was contacted by Baycorp for "aparent debt" that was outstanding. It is 1 invoice his ex employer sent him 6 months ago, for illegal charges... … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
If i have a credit card in my name from when i was married,
If i have a credit card in my name from when i was married, does my partner have to pay half of the debt after divorce? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Late last year I applied for credit and was advised I had an
Late last year I applied for credit and was advised I had an outstanding debt on my credit check. I contacted the debt collection company this sat with and was advised actually this had been withdrawn… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Are you able to provide advice on a guarantor defaults?
Are you able to provide advice on a guarantor defaults? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
An ex contractor of mine created a fictitious invoice for
An ex contractor of mine created a fictitious invoice for his final month. We calculated the correct amount (as per previous months formula) and paid him the correct amount. he has since lodged his invoice with BayCorp and they have been hounding us relentlessly. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
I owed ANZ bank 80k 2011, this has passed to Baycorp. I went
I owed ANZ bank 80k 2011, this has passed to Baycorp. I went bankruptcy on 2013 and recently discharged. ANZ agree that I am covered by bankruptcy I shall not pursue the money, as I requested they ask… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
My partner and I split in October last year she now wants me
My partner and I split in October last year she now wants me to pay half the debt of Credit cards, even after I have been paying half the mortgage . we brought a house in Feb. 2013 and she kicked me o… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
I recently shut down my business as it was not profitable
Hi – I recently shut down my business as it was not profitable and on the verge of collapse. As a result I have some secured and unsecured creditors to pay. I have no assets other than my house conten… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Hi, My friend and her husband are NZ citizens and are living
Hi, My friend and her husband are NZ citizens and are living in Australia. They have been married for 11 years My friend's husband took a mortgage from a bank when they lived in NZ approx. 3 years ago… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
I had building done by my ex partner, who was a builder, about
I had building done by my ex partner, who was a builder, about three years ago. Unfortunately we broke up. Now he is saying he wants me to pay for a hot water cylinder and other work he did and if I d… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
I emigrated to NZ 7 years ago with my then partner (we were
I emigrated to NZ 7 years ago with my then partner (we were engaged for 7 years). We had a bank loan in joint names and a credit card solely in my name which had been used to clear my partners credit … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Hi, My de facto partner and I broke up 6 months ago after 6
Hi, My de facto partner and I broke up 6 months ago after 6 years. She has an 8 year old child who has never meet the biological father. 2 years ago we bought a home together and both had equal money … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Can someone please advise if negative equity is divided equally
Can someone please advise if negative equity is divided equally during separation? My ex and I own a house which has a GV of $250,000 and a mortgage of $276,000. I have stayed in the house and continu… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
My daughter was with Farmside (a phone/internet provider),
My daughter was with Farmside (a phone/internet provider), she found it difficult to meet the +300 per month fee it was costing. She changed to Telecom and was told, because she had cancelled within t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Hi i currently have a joint loan with GE finance. This was
Hi i currently have a joint loan with GE finance. This was taken out 2 years ago and since this time my partner and i have separated. I have continued to make my half of the payments into my previous … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Hello, I have recently been negotiating with a major bank
Hello, I have recently been negotiating with a major bank as to a credit card debt of circa $62k. The minumum payments were stopped by me last year due to pressures within my business. These business … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
7 year old debt $17,000 just interest from 2003, its already
7 year old debt $17,000 just interest from 2003, its already loaded by a collection agency 2008 who doesn't work for them now.And now getting calls from another collection agency. What can I do?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers
Hi My sister and her partner while they were together earned
Hi My sister and her partner while they were together earned $160,000 per annum. They have four children together and now have seperated due to his narissitc gambling problem with the TAB. She has bee… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
23,847 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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