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Chris The Lawyer
Chris The Lawyer, Lawyer
Category: New Zealand Law
Satisfied Customers: 14778
Experience:  38 years qualified as a lawyer; LLB, MMgt and FAMINZ.
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I have a charge order against my property. What does this

Customer Question

I have a charge order against my property. What does this mean?
Submitted: 2 years ago.
Category: New Zealand Law
Expert:  Chris The Lawyer replied 2 years ago.
the charge indicates there is a court judgment or some other order that you must pay money to the person who registered the charge. You cannot deal with the property by sale, or mortgaging the property without paying the charge, or of doing a deal with the charge holder. It's a stop order in effect.
Customer: replied 2 years ago.

If I get an offer on the property the person placing the charge on the property must agree to it?

Expert:  Chris The Lawyer replied 2 years ago.
The person with the charge can stop the sale, unless you pay the charge. You can do this from the proceeds of sale of course, and get a release of the charge during the process of settlement. No one will buy the property with the charge. They may agree to buy the property, but the charge holder will consent or refuse. they will need to be asked.

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