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I am a retired Kiwi who has worked in both NZ and Canada.
I am a retired Kiwi who has worked in both NZ and Canada. Recently I received a letter from Work and Income telling me that there had been an error in calculating the Canadian part of my NZ Superannuation and asking for a cheque for $18,107.50. I have been receiving NZ Superannuation since I turned 65 in 2011 but the error was not discovered until 2016. This resulted in in a debt of $18,107.50. I have read the 1964 Social Security Act section 86, 9A which states … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
Chris - i have lived overseas since 2007 as a non-resident
Chris - i have lived overseas since 2007 as a non-resident and i had a call on tax income of USD167K for tax year 2006 - evidently i was 48 hours outside the tax window of 325 days consecutively for 1… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
Hi Chris, My partner is from New Zealand and has a $40,000
Hi Chris, My partner is from New Zealand and has a $40,000 student loan there. He has been living here since 1998. He started trying to repay it but then we got into financial trouble in the UK. If th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
HI If i own a business which owes $200-300K and i am a personal
HI If i own a business which owes $200-300K and i am a personal guarantor what is the impact on me if i declare bankruptcy? Is my house safe if it is my wifes name in a trust and i am a trustee and no… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
I am having the most difficult time ever in my life and I
I am having the most difficult time ever in my life and I am afraid that I have to give up my property in Auckland sadly. I have to pay my mortgage of NZ$625 every fortnight which is more than what I … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
I am a NZ citizen and a USA citizen. I have been living in
I am a NZ citizen and a USA citizen. I have been living in the USA for the past 12 years. I have a student loan in NZ that I cannot repay. If I file for bankruptcy in NZ can NZ claim against my USA as… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
I was declared bankrupt for unpaid body corporate levees on
I was declared bankrupt for unpaid body corporate levees on Oct 2013. Prior to that the body corporate had obtained a charging order against the property but did not enforce it. I am meeting all curre… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
I need advice about bankruptcy in NZ from overseas. This is
I need advice about bankruptcy in NZ from overseas. This is over a 100k NZ student loan, which I can not afford to pay. I have read the IST website and looked at many similar questions on justanswer. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
Hello, today I received a letter from the Office of the Legal
Hello, today I received a letter from the Office of the Legal Services Commissioner, stating that I they introducing interest charges on a legal aid debt. I receive legal aid twice about seven years a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
I am 75 years of age and due to health problems recently terminated
I am 75 years of age and due to health problems recently terminated an employment contract as an independent contractor with the support of the company. However, I have debts of $74,000 and a current … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
The person is looking at an existing franchise (money to come
The person is looking at an existing franchise (money to come from extended family to get person back on her feet) after ex-partner did a runner leaving her with property that the bank undersold in a … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
I have a $12,000 legal aid debt which has now been transferred
I have a $12,000 legal aid debt which has now been transferred to a debt collection agency and I have 7 days to pay. The original legal aid debt was over $24,000 accrued from a family court dispute wi… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
Hi - I am looking at going bankrupt over very old debt, (5
Hi - I am looking at going bankrupt over very old debt, (5 years) that resulted in my husband and I loosing our business and he went banckrupt, a lot of the debt came over to me. I tried to pay it bac… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
If my lawyer causes a property purchase to be cancelled by
If my lawyer causes a property purchase to be cancelled by not meeting the deadline what can I do?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
Hi, I have a few questions relating to bankruptcy over student
Hi, I have a few questions relating to bankruptcy over student loan debt. Like many others I studied during the 1990's at the start of the Student Loan scheme and spent my full entitlement every year,… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
Hello, Im a kiwi living in Aust. In the mid 90s I accumulated
Hello, I'm a kiwi living in Aust. In the mid 90s I accumulated student debt of about 30k. I left in 98 & never paid anything. 15y on & I received a letter requesting contact. I'm guessing that 30kx15y… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
My parents have invested a large sum of money with family friends
My parents have invested a large sum of money with family friends who were starting a business about 5 years ago,( the friends moved to Australia, but travelled back and forth to nz to control the bus… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers
A business that my husband owns a 50% shareholding is looking
A business that my husband owns a 50% shareholding is looking like it is going to fold, we have invested $120,000 and from the beginning it was understood that our business partner would be investing … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,049 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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