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Related New Zealand Law Questions
Soon I will be declaring bankruptcy because of my NZ student
Hi, Soon I will be declaring bankruptcy because of my NZ student loan. I still owe approx. NZ$100,000. I cannot make the payments because my personal income from all sources is $0-4,000/year (I am a h… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I am looking into options with my New Zealand student loan.
Hi - I am looking into options with my New Zealand student loan. I have been living in the US for the last 15 years (and am now naturalized). I have no assets in NZ and the only debt I have is my stud… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I have a 100k student loan debt in NZ. I have lived in
I have a 100k student loan debt in NZ. I have lived in Australia for the last 11 years making the minimum repayment obligations. If i become an Australian Citizen and renounce my NZ citizenship does t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I have a NZ Student loan with the IRD and am now living in
Hi Chris, I have a NZ Student loan with the IRD and am now living in the UK. I am considering filing for bankruptcy in NZ as I am unable to repay the loan and do not see myself returning to NZ to live… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I live in the UK. I have a student loan debt in NZ. which I
Hi there. Yes. I live in the UK. I have a student loan debt in NZ. which I have never been able to pay any back as I have never earned enough to do so. I recently received a letter from a collection a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I have a 72k repayment on a 29k note. I've been paying back
Hi, I have a 72k repayment on a 29k note. I've been paying back my student loan (albeit slowly) for the past 7 years. In reality I'm not even denting principal. I'm considering bankruptcy. I have abou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
Im living overseas and since the 12 years I am here I have
Customer: Hi Im living overseas and since the 12 years I am here I have been in financial hardship and unable to neither return to NZ nor to repay the loan. I see that bankruptcy could wipe the loan b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I have a NZ student loan from 12 years ago. I have not made
Hi I have a NZ student loan from 12 years ago. I have not made any repayments. It is now at $120,000. I have lived in Australia for the past 12 years. I am mentally ill and earn no more than $50,000 a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I am a person of 41 years of age, I had a student loan in new
I am a person of 41 years of age, I had a student loan in new zealand 20 years ago I left new zealand the day after I finished university and have not lived in New zealand ever since, I have just had … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I am a NZ citizen married to another NZ citizen and living
I am a NZ citizen married to another NZ citizen and living in Italy with 2 children. We both have NZ student loans in excess of $60,000 each. I am a stay at home mum so am not earning anything and hav… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
Hi there. I am a kiwi who has been living in Australia for
Hi there. I am a kiwi who has been living in Australia for the past 13 years. I am still a new Zealand citizen however. I have just found out I have an outstanding debt with the IRD from a student loa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I have a NZ student loan of $24,000. I am a uk citizen (but
I have a NZ student loan of $24,000. I am a uk citizen (but also have an Australian Passport) and have lived in the UK almost all of my life and this is where my family and I are now and we have no in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I am a New Zealand citizen currently living in the US for 5
I am a New Zealand citizen currently living in the US for 5 years now. During those 5 years, I have not been able to regularly pay my student loan which initially was at NZD20,000. Because of interest… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
Hi I have previously asked a question about NZ bankruptcy
Hi I have previously asked a question about NZ bankruptcy and student loans. I would like to clarify a few issues about declaring bankruptcy from overseas, I am in the UK. In some questions asked abou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
Hi, I am a NZ citizen residing in Australia and have done
Hi, I am a NZ citizen residing in Australia and have done so for the past 10 years. I attended University from 1994 - 1999 and acumulated an approx 55K student loan. Post 1999 I lived in the UK for 2 … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
Im a New Zealand citizen who has resided in Australia for
I'm a New Zealand citizen who has resided in Australia for the past 3 years. I have a large NZ student loan and am considering bankruptcy. I've seen your previous answers on this topic and have checke… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers
I am living in the USA and owe NZ65,000 in student loans. I
I am living in the USA and owe NZ65,000 in student loans. I am no longer a NZ citizen - I gave up my NZ citizenship. I have UK citizenship and will shortly become a US citizen (dual citizenship). I ha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,845 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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