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My unit at unit 3, 12 Shrewsbury street, Merivale,
My unit at unit 3,***** Merivale, Christchurch was first assessed by EQC as a single unit dwelling. That was the basis I bought the property in 2014. With a claim of $546 being passed over out of $350… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
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Fee simple half share title 2 flats where one has not been
fee simple half share title 2 flats where one has not been repaired after earthquake damage so has only contents insurance and not fully comprehensive house insurance. How does this affect my flat if … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
In Wellington, Our neighbours had damage done in the
Our neighbours had damage done in the November earthquake. Their property sits higher than ours and they had a slump in their land which has caused stress on our boundary retaining walls. EQC have been involved and paid out the affected land value - this in no way covers the fix. The way EQC tried to fairly proportionse the payment was; neighbour all damage on their side plus half of a portion of crib walling. For us the other half of the crib walling and boundary retaining wall. Because there was more damage on the neighbours side they got $25K, we go 12K. Now that we are in the process of having it fixed (apprx$92k) the costs are as follows - neighbours patio 22K (neighbours), crib wall 28K (which we would share) boundary wall/fence 25k. Because we received land value payment from EQC for the boundary wall does that mean we will have to pay the full amount for the repair? … read more
Chris The Lawyer
Chris The Lawyer
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Vero want me to sign a deed of agreement so they can make a
Vero want me to sign a deed of agreement so they can make a land claim against each. What risks might this result for me as home owner… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
I am looking to purchase a property in Christchurch. Bank
I am looking to purchase a property in Christchurch. Bank has pre-approved finance and Insurance has also been approved. EQC cash payout and the private insurance payout will not be transferred to the… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
I was paid out by EQC under the apportionment system a total
I was paid out by EQC under the apportionment system a total of $173 000 for damage to my house. I have spoken to EQC and confirmed with the settlement letter that this was the final settlement and th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
My neighbours have an easement over the corner of my land,
My neighbours have an easement over the corner of my land, over which there is a drivewway servicing their two properties. I have my own driveway. Whose responsibility is it to repair and maintain the… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
In relation to EQC land settlements, do we have to accept the
In relation to EQC land settlements, do we have to accept the cash settlement, or can we opt for EQC to repair the land, in this case, the retaining walls, instead? Branton… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
EQC Act question Land damage cover is clear-- within 8 m of
EQC Act question Land damage cover is clear-- within 8 m of a dwelling --but what if there is a angled sea wall- retaining wall-(which required separate Resource & Building Consent)--at a mid point di… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
I was paid out about $130,000 by EQC because of earthquake
I was paid out about $130,000 by EQC because of earthquake damage to my house. They considered me over cap and my repair was to be dealt with by the insurance company. I have had the money sitting on … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
I have just been informed by the latest contractor contacted
I have just been informed by the latest contractor contacted by fletchers that a lot of the original statement of claims list agreed by eqc has been changed meaning that far less repairs are going to … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
If you accept a Cash Payout from your Insurance Company in
If you accept a Cash Payout from your Insurance Company in respect of Earthquake damage what happens to the EQC money (overcap money) being held in account in your Bank account ?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
I have today been advised from our house insurer that they
I have today been advised from our house insurer that they will only be covering 20% of our claim to repair our driveway. They have previously sent a letter saying that they will be covering the cost … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
Hi I am an accountant and have a client who had several properties
Hi I am an accountant and have a client who had several properties destroyed in the Christchurch earthquakes. Between 4 Sept 2010 and 22 Feb 2011 he had repairs totalling over the $115,000 EQC thresho… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
Can an insured homeowner sue the Earthquake Commission(er)
Can an insured homeowner sue the Earthquake Commission(er) in the District (or higher) Court if there is a genuine dispute as to the extent of earthquake damage and the cost to repair that damage? Or … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
we are having issues with eqc. we are in the 10,000 to 100,000
we are having issues with eqc. we are in the 10,000 to 100,000 bracket with means fletcher can fix the house or you can opt out and fix it your self. we have chosen to fix our house our self as aaron … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
What does reinstatement as used in an insurance policy with
What does reinstatement as used in an insurance policy with respect to house insurance mean (see below)? Our insurer agrees in the case of fire they would pay the sum assured + additional benefits to … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers
Hi guys, I am a Christchuch resident, my home has been damaged
Hi guys, I am a Christchuch resident, my home has been damaged by the erathquake, to the extent that it will be demoloished and re-built. My insurance policy is for full replacement of the property, (… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,041 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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