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I need some advise. Christchurch. Nothing yet but need
i need some advise JA: What state are you in? It matters because laws vary by location. Customer: christchurch JA: What steps have you taken so far? Customer: nothing yet but need advise before doing … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
My wife and l AT THE TIME of her DEATH had a RENTAL HOME
My wife and l AT THE TIME of her DEATH had a RENTAL HOME Business AND PRIOR TO THAT WE OWNED A DAIRY FARMING Business for 56 years and we were OWNER OPERATORS AND made BANKRUPT while she was dying wit… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
My mother passed away 15 months ago. She left her estate to
My mother passed away 15 months ago. She left her estate to her 14 children allowing 1 son to stay in the house as long as he pays the rates and insurance and keeps the house in perfect condition as s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
We have a family home in a trust, our business failed and
we have a family home in a trust, our business failed and the liquidators are trying to extract money from us personally. Can they pursue our family home?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
My wife recently had a car accident and she was at fault. It
Hi My wife recently had a car accident and she was at fault. It happened when she was setting the restricted driver licence test. The car she was driving was a friend car which had no insurance. Unfor… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
I would like to know how declare bankruptcy in New Zealand
I would like to know how declare bankruptcy in New Zealand from overseas (in Japan). the majority of debt of some 156k is due to a car accident that I claim occurred due to symptoms of brain tumour. H… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
My wife and i separated 4 years ago, the bank forced the
My wife and i separated 4 years ago, the bank forced the sale of our home due to arrears in the mortgage. The property sold with a $35,000 still owing, my wife has gone bankrupt, the colection agents … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
I am turning 70 soon and have a small beach house. How do I
I am turning 70 soon and have a small beach house. How do I transfer it to my 3 children so they dont have to pay tax or have to give it back if I have to go into a home? We want it to stay in the fam… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
Hi Chris, My partner is from New Zealand and has a $40,000
Hi Chris, My partner is from New Zealand and has a $40,000 student loan there. He has been living here since 1998. He started trying to repay it but then we got into financial trouble in the UK. If th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
HI If i own a business which owes $200-300K and i am a personal
HI If i own a business which owes $200-300K and i am a personal guarantor what is the impact on me if i declare bankruptcy? Is my house safe if it is my wifes name in a trust and i am a trustee and no… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
I was charged with cultivation of cannabis I had 2 houses on
I was charged with cultivation of cannabis I had 2 houses on on one title I grew pot in one lived in other they where both forfeited upon conviction. I got 11 months home d. After forfeiture I had to … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
I was declared bankrupt on 5/3/14 following the liquidation
I was declared bankrupt on 5/3/14 following the liquidation of my company which was left owed money after the Mainzeal etc failure. I had personel guarantees which I could not meet. Lost everything. I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
Hi there, This question is about how to best protect the
Hi there, This question is about how to best protect the family home. Has been in our family since built in the 1960's. In mid 2000's my parents relationship soured and mother went into rest home care… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
This is a New Zealand law question. I am in the process
This is a New Zealand law question. I am in the process of bankrupting myself in New Zealand. I have submitted a Draft Statement of Affairs (DSOA). I presume Draft SOA means it is not yet finalised. W… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
Should i go bankrupt. 58 thousand student loan. 7 thousand
Should i go bankrupt. 58 thousand student loan. 7 thousand credit card and 1000 utilities? I am on acc at the moment and cant pay all my debt.? what are the reprecussions of going bankrupt… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
We have closed our business and moved to Australia, we are
We have closed our business and moved to Australia, we are about to file for Bankruptcy We have paid all local suppliers now but still have outstandings with Bartercard,IRD and ANZ our largest debts a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
My business loan is costing me too much and making me very
My business loan is costing me too much and making me very depressed. I have been in denial about the full extent of its badness. today i was brought up to scratch. Originally loaned 60k, paid that am… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers
Hi There, How do I file for bankrupty......and who do I go
Hi There, How do I file for bankrupty......and who do I go to for advise. I have been going through a relationship break up over the last 13months which has been tough on the repayments of all debts a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,025 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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