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My daughter suffers from -polar and chronic fatigue
My foster daughter suffers from bi-polar and chronic fatigue syndrome. She suffers from wide swings in mood. When she was hyper last time she incurred massive debts which she has no hope of ever payin… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
The ex wife says - If we declared ourselves insolvent in New
The ex wife says - If we declared ourselves insolvent in New Zealand, how would that affect outstanding debt that we cannot afford to manage on an apartment we jointly own in Dubai? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Any idea what is the cost involved if I apply bankruptcy in
any idea what is the cost involved if I apply bankruptcy in NZ while I am Australia. Does it restrict my further activity in OZ such as traveling overseas, job and credit search, act as direct for OZ … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Assuming I am bankrupted in NZ and I don't have any assets
Assuming I am bankrupted in NZ and I don't have any assets in OZ. Will the NZ official assignee(OA) access to : 1. My OZ bank account? I have about A$9K in the account. Any maximum amount before NZ OA… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
I left new zealand 1993 with unpaid debts a bank loan about
Hi Chris , I left new zealand 1993 with unpaid debts a bank loan about $15000 a hire purchace maybe about $6000 and various other private debts I cant remember to who they were I was farming at the ti… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
I am living in Australia currently,with my daughter who was
I am living in Australia currently,with my daughter who was ill and i needed to be closer, she has lived here for 9 years and is well established with family and a successful business with her husband… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Hi. I have a debt of around NZ $60,000 (student loan). I
Hi. I have a debt of around NZ $60,000 (student loan). I have no assets in N.Z. I am living in Japan, likely for good. I have a little bit of cash in my wife's bank account about NZ$10,000 (My wife do… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Hi, I have a few questions relating to bankruptcy over student
Hi, I have a few questions relating to bankruptcy over student loan debt. Like many others I studied during the 1990's at the start of the Student Loan scheme and spent my full entitlement every year,… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
I have a NZ student loan of $24,000. I am a uk citizen (but
I have a NZ student loan of $24,000. I am a uk citizen (but also have an Australian Passport) and have lived in the UK almost all of my life and this is where my family and I are now and we have no in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Should i go bankrupt. 58 thousand student loan. 7 thousand
Should i go bankrupt. 58 thousand student loan. 7 thousand credit card and 1000 utilities? I am on acc at the moment and cant pay all my debt.? what are the reprecussions of going bankrupt… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Good morning. I immigrated from South Africa to New Zealand
Good morning. I immigrated from South Africa to New Zealand hoping to get a better and safer life. Within months my husband and I went looking for a business specifically a franchise. We did our resea… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Hello I am a NZer nonresident for tax purposes living in
Hello I am a NZer nonresident for tax purposes living in Australia . I haven't been able to pay anything back on my student loan ( around $100 000 by now). It's my only debt. I'm considering filing fo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
I left New Zealand over one year ago to work in United Arab
I left New Zealand over one year ago to work in United Arab Emirates. I am a British passport holder with a New Zealand residency (I lived in NZ for 8 years). I built debt over the last 3 years in NZ … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
I am living in the USA and owe NZ65,000 in student loans. I
I am living in the USA and owe NZ65,000 in student loans. I am no longer a NZ citizen - I gave up my NZ citizenship. I have UK citizenship and will shortly become a US citizen (dual citizenship). I ha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
hello we are having financal problems and are considering bankruptcy.
hello we are having financal problems and are considering bankruptcy. We have for the last 2 years been trying to stay on top of all the payments but it seems it's not enough to keep the wolves at bay… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
Hi. Im facing bankruptcy for myself with my business going
Hi. I'm facing bankruptcy for myself with my business going south. However, I have a job offer in Melbourne. Is it possible to handle my ensuing proceedings from abroad please? Further more, I hold a … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers
I am a NZ Permanent Resident, and after living in NZ for 25
I am a NZ Permanent Resident, and after living in NZ for 25 yrs, have moved to the US in order to help care for my elderly parents. I've taken a very low paying job, and have left behind a bank loan i… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,522 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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