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Chris The Lawyer
Chris The Lawyer, Lawyer
Category: New Zealand Law
Satisfied Customers: 23051
Experience:  38 years qualified as a lawyer; LLB, MMgt and FAMINZ.
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Hi, Ex- partner has left the Joint property and wants her

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Ex- partner has left the Joint property and wants her name released from the Property title,she is willing to sign over Relationship Property Agreement to formally record.
I do require to a new lend to take over the Property loan to retain sole title.

Q- Where do i stand if the loan is declined, (i continuing loan payments)and the ex still requests to be removed from title.

Chris The Lawyer : Hi and welcome. My first response will follow shortly. Please feel free to follow up if anything is not clear.
Chris The Lawyer : The bank has to consent to her name being removed, so the decision is up to them, and there is nothing you can do at present.
Chris The Lawyer : This means even if you want her off the title, this cannot be done until the bank agrees, which will happen when you reduce the amount you owe to the bank.

Hi and Thanks,


so if the bank doesn't agree to change of title, will the loan continue by default.

Chris The Lawyer : Yes, as long as the payments are kept up the bank will not care

and the ex will have to accept this..

Chris The Lawyer : She can force a sale if her share is worth something however

share is not worth much, house has been on sale and will continue until sold.

Chris The Lawyer : It may be possible to just wait until sale in that case
Chris The Lawyer : If you are trying to sell there is no point going to the expense of removing her name anyway

my thoughts too and the banks, only risk is she will


could try to force, but wants the point.

Chris The Lawyer : it will cost her a lot of money to force a sale! and drain the value to nothing

Hey Thanks Chris, most helpful.

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