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I unfortunately may need to declare bankruptcy but I have
I unfortunately may need to declare bankruptcy but I have 1/2 shares in my home with my father. Infact still owe 67000 to him .will we loose our home … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
I need some advise. Christchurch. Nothing yet but need
i need some advise JA: What state are you in? It matters because laws vary by location. Customer: christchurch JA: What steps have you taken so far? Customer: nothing yet but need advise before doing … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
I am an New Zealand citizen, a single mom of two children I
Hi I am an New Zealand citizen, a single mom of two children I am in a finacial situation as I have had surgery and sick children which has resulted in alot of sick leave. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
The IRD claim my wife owes them 100k from her business for
The IRD claim my wife owes them 100k from her business for income not declared. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
I have a business mortgage which I am struggling to pay. The
I have a business mortgage which I am struggling to pay. The business has been closed for over two years and I have been desparately been trying to sell my building. I am getting further in debt and c… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
In filing if all Debt is in my name only, how involved is my
In filing for Bankruptcy if all Debt is in my name only, how involved is my De Facto. Are his bank accounts, income and job extra looked into. I am being forced into a mortgagee sale by the bank becau… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
My wife and i separated 4 years ago, the bank forced the
My wife and i separated 4 years ago, the bank forced the sale of our home due to arrears in the mortgage. The property sold with a $35,000 still owing, my wife has gone bankrupt, the colection agents … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
HI If i own a business which owes $200-300K and i am a personal
HI If i own a business which owes $200-300K and i am a personal guarantor what is the impact on me if i declare bankruptcy? Is my house safe if it is my wifes name in a trust and i am a trustee and no… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
I have a large student loan debt incurred from the compounding
I have a large student loan debt incurred from the compounding interest from a period studying in Australia. I live in Australia. I can't afford to make payments as I am ill and can only work part tim… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
Hi, Im from New Zealand, and for the past few years ive been
Hi, Im from New Zealand, and for the past few years i've been trying to clean the mess my ex husband left behind when he went bankrupt. After he went bankrupt all the debt came to me including a mortg… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
Hi, what rights do the spouse and children have when the "bacon
Hi, what rights do the spouse and children have when the "bacon supplier" gets made bankrupt? The back story is my husband who was self employed and I a stay at home mum caring for 3 young children as… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
Hi, I have a couple of houses with a negative equity of
Hi, I have a couple of houses with a negative equity of around $2500000 in addition to credit card debt of $50000. I recently lost my job and thus will not be able pay the mortgages shortly… 1. If I l… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
Further to our last communication - after checking out our
Further to our last communication - after checking out our circustances a little further it turns out that I am the sole director and guarantor for a rental property that is in trouble due to tenants … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
I left New Zealand over one year ago to work in United Arab
I left New Zealand over one year ago to work in United Arab Emirates. I am a British passport holder with a New Zealand residency (I lived in NZ for 8 years). I built debt over the last 3 years in NZ … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
Hi, I am NZ Citizen moved to Aussie last year. I have a
Hi, I am NZ Citizen moved to Aussie last year. I have a residential property in Auckland which has a mortgage(if mortgage sale happens at this stages it is going to be the difference of $90000)I had t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
i am needing to go bankrupt as i dont earn enough to pay my
i am needing to go bankrupt as i dont earn enough to pay my dept in australia. my partner and a serparted and i was paying the dept but i move back here to nz and im on a benefit what do i do… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers
I left Australia, after working there for 4 years as a nurse
I left Australia, after working there for 4 years as a nurse owing money.The reason why I left to return to nz was I had health issues and financial issues to deal with in nz.I ended up having to go t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,029 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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