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I have a query about NZ student loans. Not yet. I currently
Not yet. I currently live in the UK and have recently received a letter from CCI credit management asking to contact them regarding my student loan, which I have not had a chance to start repaying. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I have $100k debt (student loans, income tax, credit cards)
Hi, I have $100k debt (student loans, income tax, credit cards) in NZ but have recently moved to the UK. The debt was with a debt consolidation company but the payments have become unmanageable so I a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
WHAT CAN I DO IF I CANT AFFORD TO PAY FOR LIQUIDATING MY
WHAT CAN I DO IF I CANT AFFORD TO PAY FOR LIQUIDATING MY COMPANY … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Chris. Due to bad advice from my accountant I am left with a
Hi Chris. Due to bad advice from my accountant I am left with a tax debt I am unable to pay. I had an arrangement but haven't been able to make payments as I haven' had any income for 8 months. I am o… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I left Auckland 20 years ago after I graduated from
Hi, I left Auckland 20 years ago after I graduated from university, but my family continue live in Auckland witht eh same address, so I will go visit them almost every year. I recently find out that I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
IRD are requiring a $8000 penalty on a $5000 tax. I paid the
Hi Chris IRD are requiring a $8000 penalty on a $5000 tax. I paid the tax within months of knowing about it -id asked in 2016 a former accountant to do 2012 to 2016 for me. I'm just paye. But my littl… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I have a NZ Student loan with the IRD and am now living in
Hi Chris, I have a NZ Student loan with the IRD and am now living in the UK. I am considering filing for bankruptcy in NZ as I am unable to repay the loan and do not see myself returning to NZ to live… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I live in the UK. I have a student loan debt in NZ. which I
Hi there. Yes. I live in the UK. I have a student loan debt in NZ. which I have never been able to pay any back as I have never earned enough to do so. I recently received a letter from a collection a… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Last Saturday I was served a bankruptcy notice in which I
Good morning, Last Saturday I was served a bankruptcy notice in which I have 10 working days to respond. Unfortunately I do not have funds to afford my own lawyer, but the notice, I understand to read… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I am Ari from Auckland. I have a tax/GSt issue with IRD.
Hi, I am Ari from Auckland. I have a tax/GSt issue with IRD. I have a dent of 140K with IRD(Tx & GST). Unfortunately due to family issues and no work I was unable to bay it. I would like to make a arr… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I need to file a statement of defence within the next few days.
I need to file a statement of defence within the next few days. Are you able to recommend a lawyer in Auckland that could help me please?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
If I am in a fair bit of debt with IRD and they are deciding
If I am in a fair bit of debt with IRD and they are deciding what to do with me, what shall I do? I have no ability to repay the money and my only asset is my car valued at $8k. But its my only way to… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Hello Chris I would like advice on what whether I have a
Hello Chris I would like advice on what whether I have a case against SBS bank who are taking me to bankruptcy. The bank took all funds from a land sale (as sold by myself in a partnership) from our s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Hi - I am looking at going bankrupt over very old debt, (5
Hi - I am looking at going bankrupt over very old debt, (5 years) that resulted in my husband and I loosing our business and he went banckrupt, a lot of the debt came over to me. I tried to pay it bac… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Should i go bankrupt. 58 thousand student loan. 7 thousand
Should i go bankrupt. 58 thousand student loan. 7 thousand credit card and 1000 utilities? I am on acc at the moment and cant pay all my debt.? what are the reprecussions of going bankrupt… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
I am living in the USA and owe NZ65,000 in student loans. I
I am living in the USA and owe NZ65,000 in student loans. I am no longer a NZ citizen - I gave up my NZ citizenship. I have UK citizenship and will shortly become a US citizen (dual citizenship). I ha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
Can i apply for bankruptcy in NZ, if i live overseas This
Can i apply for bankruptcy in NZ, if i live overseas? This is related to my student loan which may be recalled in full.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers
My husband has been issued with a Summons with regard to Bankruptcy.
My husband has been issued with a Summons with regard to Bankruptcy. If he becomes bankrupt (personally), what effect willit have on our business? Should he have a lawyer with him in court?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,547 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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