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We have been sent a demand notice for our business from
we have been sent a demand notice for our business from baycorp. we contacted them explaining what had happened ie... over 2 years ago the company sent the freight company the incorrect goods.. we spo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Account in dispute. New Zealand. I am sending a copy of the
I am sending a copy of the invoice back to them explaining the account is in dispute and ny reasons why, they ate threatening to take me to Baycorp … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Are you able to provide advice on a guarantor defaults?
Are you able to provide advice on a guarantor defaults? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I have a loan contract with a company, We have had some
I have a loan contract with a company, We have had some disputes regarding the contract, so I stopped paying, they sent the debt to a collection agency. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I have come back to NZ and my bank has sold my accounts to
I have come back to NZ and my bank has sold my accounts to the debt collectors because they thought I was not coming back to NZ. Now I have 2 debt collection companies chasing me for debt payments. But I feel this is wrong as I had not defaulted on anything to begin with. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I have a question about Brokerage Fees. Early this year I
Hello, I have a question about Brokerage Fees. Early this year I was flat hunting and ended up getting a place after calling and talking to the landlord, he was the one who showed me the place and I s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I am living in Australia but I am a nz citizen I had a
I am living in Australia but I am a nz citizen I had a student loan 20 years ago for approximately 5000.00 they want me to pay them 19000.00 as the arrears have accrued. They never contacted me in all… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I had a contractor - Canterbury Diggers Ltd - construct an
I had a contractor - Canterbury Diggers Ltd - construct an ' exposed aggregate driveway ' at a cost of around $ 12.000,- at a house in November - December 2015. Some 5 months after pouring that drive … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I owed ANZ bank 80k 2011, this has passed to Baycorp. I went
I owed ANZ bank 80k 2011, this has passed to Baycorp. I went bankruptcy on 2013 and recently discharged. ANZ agree that I am covered by bankruptcy I shall not pursue the money, as I requested they ask… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Hi, I am just wondering if I got overpaid wages from a previous
Hi, I am just wondering if I got overpaid wages from a previous boss back in January, which I have since tried to pay back but he won't give me his bank account number, is he able to take it to Baycor… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I purchased a pair of glasses and was paying them off. I got
I purchased a pair of glasses and was paying them off. I got sick and the payments stopped. I contacted the optometrist and let him know this and advised that I would start the payments as soon as I c… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Hi I use to live in NZ before i settled in australia 22 years
Hi I use to live in NZ before i settled in australia 22 years ago. i had a student loan that i never paid off there, recentley i recieved a call from baycorp saying they are calling on behalf of nz in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
I had building done by my ex partner, who was a builder, about
I had building done by my ex partner, who was a builder, about three years ago. Unfortunately we broke up. Now he is saying he wants me to pay for a hot water cylinder and other work he did and if I d… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
A company lodged me in baycorp 4yrs after I enrolled in a course.
A company lodged me in baycorp 4yrs after I enrolled in a course. I wrote a letter at the time withdrawing and do not have a copy of this letter but never heard back so assumed it was ok. I moved addr… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
My daughter was with Farmside (a phone/internet provider),
My daughter was with Farmside (a phone/internet provider), she found it difficult to meet the +300 per month fee it was costing. She changed to Telecom and was told, because she had cancelled within t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
Hello, I have recently been negotiating with a major bank
Hello, I have recently been negotiating with a major bank as to a credit card debt of circa $62k. The minumum payments were stopped by me last year due to pressures within my business. These business … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
A childcare centre we no longer attend is claiming we owe her
A childcare centre we no longer attend is claiming we owe her $10 more than we thought. I disputed the amount, but said I would to pay it as long as a receipted letter confirming our total payments fo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers
7 year old debt $17,000 just interest from 2003, its already
7 year old debt $17,000 just interest from 2003, its already loaded by a collection agency 2008 who doesn't work for them now.And now getting calls from another collection agency. What can I do?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,033 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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