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This is neha. We family of 3 lives in newzealand from past 4
We family of 3 lives in newzealand from past 4 years we are permanent residents When we were in newzealand we had small disputes in family i came to india in november with my son for a small holiday … read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
32,034 satisfied customers
I have a question about either negotiating with a bank a one
Hello, I have a question about either negotiating with a bank a one time discounted lump sum to clear my credit loan, or to declare bankruptcy in Germany. I haven't lived in Germany since September 20… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I had a debt 2 years back when i left Australia to my home
Hello i had a debt 2 years back when i left Australia to my home country I will be moving to New zealand in the month of may this year … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I have dual NZ and Swedish citizenship. I am briefly in NZ
I have dual NZ and Swedish citizenship. I am briefly in NZ for a week to visit my dying mother. I'm travelling on a swedish passport and this trip was paid for by my uncle. IRD contacted me once I arr… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I have come back to NZ and my bank has sold my accounts to
I have come back to NZ and my bank has sold my accounts to the debt collectors because they thought I was not coming back to NZ. Now I have 2 debt collection companies chasing me for debt payments. But I feel this is wrong as I had not defaulted on anything to begin with. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I have an old debt from 2013 with GE Finance and Insurance.
Hi I have an old debt from 2013 with GE Finance and Insurance. At the time I lost my job and tried to make arrangements for payment. Due to not having a consistent income and not being able to keep in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
My friend has a $50k student loan, she's 28 and has tried to
My friend has a $50k student loan, she's 28 and has tried to organise a payment schedule, but they are saying pay $20k or arrested next time she's in NZ, which was planned to be in two weeks time. … read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
32,034 satisfied customers
It's about students loan, citizen living in NSW, Migrated
Migrated from Iraq in1995 to NZ and I was encouraged to study for Master degree which I did … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I am a american citizen living in america the last 6 years.
Hello I am a american citizen living in america the last 6 years. I have a nz student loan of $12,000 + interest and penalties. I have not made a payment since I left. My question is if I were to trav… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I have an outstanding uk credit card debt that has recently
I have an outstanding uk credit card debt that has recently been sent to a debt Colection agency in the UK. I have no other uk debts. I have a multi part question. 1. Before being sent to a recovery f… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Hi. I have an old debt in Australia from over 3 years ago that
Hi. I have an old debt in Australia from over 3 years ago that I never paid. I'm now living in New Zealand, and have received a letter from a NZ collection agency, saying I need to pay the debt in one… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Hi, I lived in NZ a few years ago and had a loan with a
Hi, I lived in NZ a few years ago and had a loan with a bank. I moved to Australia for work 3 years ago. I was continuing to pay the loan bank, however at the end of last year the bank closed my accou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Hi, I was hoping I could get some advice regarding a Credit
Hi, I was hoping I could get some advice regarding a Credit Card Debt. I received a letter from a collection agency that has stated that Legal Action is Pending. I owe a bank 22,086.51. After the coll… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Hello, In 2002/2003 I got a credit card in Australia and
Hello, In 2002/2003 I got a credit card in Australia and subsequently owed 10k on it. In 2003 I moved to New Zealand and lived there until 2011 (I am German and back in Germany now on a secondment for… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
Hello I am an international student in new zealand, I want
Hello I am an international student in new zealand, I want to fill bankruptcy, is it possible?… read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
32,034 satisfied customers
GREETINGS, WE HAD PLACED FUNDS OF 200K IN DUBAI AS FD AND
GREETINGS, WE HAD PLACED FUNDS OF 200K IN DUBAI AS FD AND THE THIS NEWZEALAND PERSON HOLDING THIS COMPANY ON THEIR OWN ACCORD PUT THE FUNDS IN AND OFFSHORE BANK, WHICH APPARENTLY CLOSED TO DUE SOME PR… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
hi,i have travelled from india to newzealand on 1 of august
hi,i have travelled from india to newzealand on 1 of august 2011 with air asia.they charged twice from my credit card and i got second itenary after i reached to newzealand.i called them for my money … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers
I have a loan and credit card with a New Zealand bank totalling
I have a loan and credit card with a New Zealand bank totalling NZ$15,000. I now live in America and am unable to service the debt. I have spoken with my bank and they have told me that they will be t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
32,034 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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