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My unit at unit 3, 12 Shrewsbury street, Merivale,
My unit at unit 3,***** Merivale, Christchurch was first assessed by EQC as a single unit dwelling. That was the basis I bought the property in 2014. With a claim of $546 being passed over out of $350… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Under the Unit Titles Act, the Body Corporate is required to
Under the Unit Titles Act, the Body Corporate is required to insure the building and common property of a multi unit complex for replacement Value. Is it the insurance required to have cover for all N… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
In Wellington, Our neighbours had damage done in the
Our neighbours had damage done in the November earthquake. Their property sits higher than ours and they had a slump in their land which has caused stress on our boundary retaining walls. EQC have been involved and paid out the affected land value - this in no way covers the fix. The way EQC tried to fairly proportionse the payment was; neighbour all damage on their side plus half of a portion of crib walling. For us the other half of the crib walling and boundary retaining wall. Because there was more damage on the neighbours side they got $25K, we go 12K. Now that we are in the process of having it fixed (apprx$92k) the costs are as follows - neighbours patio 22K (neighbours), crib wall 28K (which we would share) boundary wall/fence 25k. Because we received land value payment from EQC for the boundary wall does that mean we will have to pay the full amount for the repair? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Vero want me to sign a deed of agreement so they can make a
Vero want me to sign a deed of agreement so they can make a land claim against each. What risks might this result for me as home owner… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I have an attached town house on a cross lease section. My
I have an attached town house on a cross lease section. My house is to come down because of earthquake damage but the attached townhouse is a repair. EQC have made the cost of repairing my retaining w… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I was paid out by EQC under the apportionment system a total
I was paid out by EQC under the apportionment system a total of $173 000 for damage to my house. I have spoken to EQC and confirmed with the settlement letter that this was the final settlement and th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
EQC Act question Land damage cover is clear-- within 8 m of
EQC Act question Land damage cover is clear-- within 8 m of a dwelling --but what if there is a angled sea wall- retaining wall-(which required separate Resource & Building Consent)--at a mid point di… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I was paid out about $130,000 by EQC because of earthquake
I was paid out about $130,000 by EQC because of earthquake damage to my house. They considered me over cap and my repair was to be dealt with by the insurance company. I have had the money sitting on … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Hi we live in Christchurch and have been dealing with Fletchers
Hi we live in Christchurch and have been dealing with Fletchers recently over repairs to our house. We had an agreement in writing (email) that this was to start on the 29th October and last Wednesday… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I have today been advised from our house insurer that they
I have today been advised from our house insurer that they will only be covering 20% of our claim to repair our driveway. They have previously sent a letter saying that they will be covering the cost … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I would like some advise with regards XXXXX XXXXX cash offer from
I would like some advise with regards XXXXX XXXXX cash offer from a insurance company for our property that has been damaged in the Chch earthquake we have been in dispute with them, and have a claim … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
The scenario: Wife left the property and marriage two years
The scenario: Wife left the property and marriage two years ago. Separation was been filed with a lawyer. Husband remained in the home with their 18 year old daughter (Now at university away from home… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Can an insured homeowner sue the Earthquake Commission(er)
Can an insured homeowner sue the Earthquake Commission(er) in the District (or higher) Court if there is a genuine dispute as to the extent of earthquake damage and the cost to repair that damage? Or … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Hi We have just received a cheque for$15000 for damage re the
Hi We have just received a cheque for$15000 for damage re the Boxing day EQ and have been advised that 90k +GST will be paid to our Bank (we have a small mortgage) for the Sept EQ damage. The house wa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
we are having issues with eqc. we are in the 10,000 to 100,000
we are having issues with eqc. we are in the 10,000 to 100,000 bracket with means fletcher can fix the house or you can opt out and fix it your self. we have chosen to fix our house our self as aaron … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I have just had two payouts by EQC for damage to my home.
I have just had two payouts by EQC for damage to my home. The first amount of $58000 from Sept 4 quake and the 2nd amount of 115,000 (maximum cap allowed) from the Feb quake. EQC have sent both cheque… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Would you please provide the full legal definition
Would you please provide the full legal definition of "liveable or habitable"? Thankyou This is directly related to the CHC EQ in February, I would like to know for insurance claim - what the definiti… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
We have the dominant tenement over a parcel of rural land,
We have the dominant tenement over a parcel of rural land, which gives us a right-of-way access to the public road. There is no other possible access to our property. We are now unable to use the ease… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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