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I am 73 years old and are now going through a very bad time
Good Afternoon, I am 73 years old and are now going through a very bad time in my life....lost my job due to Covid....i owe 17,000 on my credit card and $6000 to the farmers....my only income is from … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Chris. Due to bad advice from my accountant I am left with a
Hi Chris. Due to bad advice from my accountant I am left with a tax debt I am unable to pay. I had an arrangement but haven't been able to make payments as I haven' had any income for 8 months. I am o… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Clause 44 Subsitution of another creditor. Clause 44
Clause 44 Substitution of another creditor- I had a debt owed to Creditor 1 (Low Volume Vehicle Technical Association) which has now been paid. Their Lawyer now wants to substitute Creditor 2 (New Zealand Transport Agency) who are NOT pressing for payment, and who have a means assessment saying "no means to pay". How can I dispute this substitution? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Last Saturday I was served a bankruptcy notice in which I
Good morning, Last Saturday I was served a bankruptcy notice in which I have 10 working days to respond. Unfortunately I do not have funds to afford my own lawyer, but the notice, I understand to read… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Hi. Can a person who is owed a debt, bankrupt that debtor,
Hi. Can a person who is owed a debt, bankrupt that debtor, even when that debtor is paying off the debt - albeit that it is for an amount that is not as much per month as was originally agreed to? Tha… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Hi Chris, Myself and my wife/kids moved to OZ almost 4 years
Hi Chris, Myself and my wife/kids moved to OZ almost 4 years ago. We both had a house (rented out) in nz and some other obligations still being paid in nz. I and my wife were fulfilling our obligation… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
I am 75 years of age and due to health problems recently terminated
I am 75 years of age and due to health problems recently terminated an employment contract as an independent contractor with the support of the company. However, I have debts of $74,000 and a current … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Hi, what rights do the spouse and children have when the "bacon
Hi, what rights do the spouse and children have when the "bacon supplier" gets made bankrupt? The back story is my husband who was self employed and I a stay at home mum caring for 3 young children as… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Hi - I am looking at going bankrupt over very old debt, (5
Hi - I am looking at going bankrupt over very old debt, (5 years) that resulted in my husband and I loosing our business and he went banckrupt, a lot of the debt came over to me. I tried to pay it bac… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Hi, I have a few questions relating to bankruptcy over student
Hi, I have a few questions relating to bankruptcy over student loan debt. Like many others I studied during the 1990's at the start of the Student Loan scheme and spent my full entitlement every year,… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
After a six year relationship and four children three from
After a six year relationship and four children three from a previous relationship, can I the full time parent remain in the home we built together?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
Hi I owe an Australian Credit Card company approximately
Hi I owe an Australian Credit Card company approximately $22k. I have been repaying iregular payments when ever I could while I reduced my local debt levels. I am now in a position to repay more. Howe… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
I left Aus 3yr ago, now reside in NZ. I have just been told
I left Aus 3yr ago, now reside in NZ. I have just been told by an Aussie DCA that I owe >AUD$7k in relation to a credit card default (which is news to me). They were assigned the debt June 2008. Th… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
We have relinquished the lease of our Motel as of 20 July 2011.
We have relinquished the lease of our Motel as of 20 July 2011. The landlord only paid for the chattels on 22 Feb 2012 but there is an outstanding debt to Progframmed maintenance Services for the pain… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
I was adjudged bankrupt two years ago. I have been working
I was adjudged bankrupt two years ago. I have been working until a couple of weeks ago when I was made redundant and paid a redundancy package of $18,000. Can the official assignee take this money off… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
I have a problem with a debt in the hands of a debt collector
I have a problem with a debt in the hands of a debt collector that relates to the seizure and sale of a property in Australia as was wondering if you could give me some advice. I understand that we ne… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
We had a company that went into Liquidation recently and as
We had a company that went into Liquidation recently and as there were personal guarantees with some of the creditors we are now facing bankruptcy. To possibly avoid bankruptcy we have made informal o… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers
My partners business was liquidated and the outstanding debts
My partners business was liquidated and the outstanding debts are huge. We now have creditors seeking legal action. We have been advised that our best option is for him to apply for bankruptcy. He is … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,866 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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