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I just found out that i have a default of 15000 bill from
please i just found out that i have a default of 15000 bill from another company but I had never apply for it please? how can ii fix this? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
My suddenly mother lost her job, due to disability. She
My suddenly mother lost her job, due to disability. She received hardship and didn't need to pay her mortgage for 3 month.on two differentoccasions. But now that she on a pensiononly she hadn't got en… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Can you dispute a credit default, when a company did not
can you dispute a credit default, when a company did not follow correct policy? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Account in dispute. New Zealand. I am sending a copy of the
I am sending a copy of the invoice back to them explaining the account is in dispute and ny reasons why, they ate threatening to take me to Baycorp … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I have come back to NZ and my bank has sold my accounts to
I have come back to NZ and my bank has sold my accounts to the debt collectors because they thought I was not coming back to NZ. Now I have 2 debt collection companies chasing me for debt payments. But I feel this is wrong as I had not defaulted on anything to begin with. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I have an old debt from 2013 with GE Finance and Insurance.
Hi I have an old debt from 2013 with GE Finance and Insurance. At the time I lost my job and tried to make arrangements for payment. Due to not having a consistent income and not being able to keep in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
My daughter fraudulently obtained credit by using my details
My daughter fraudulently obtained credit by using my details online.I have returned to nz after four years away .She rented my house and booked up a huge debt that baycorp are saying is mine. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
My mother changed internet providers recently, but was
Hi. My mother changed internet providers recently, but was surprised to find she had a $299 fee for breaking the 24 month contract early. She didn't remember signing on for another 24 months, which wa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I purchased a pair of glasses and was paying them off. I got
I purchased a pair of glasses and was paying them off. I got sick and the payments stopped. I contacted the optometrist and let him know this and advised that I would start the payments as soon as I c… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hi I use to live in NZ before i settled in australia 22 years
Hi I use to live in NZ before i settled in australia 22 years ago. i had a student loan that i never paid off there, recentley i recieved a call from baycorp saying they are calling on behalf of nz in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
My son in law and daughter are having to pay $1000 per month
My son in law and daughter are having to pay $1000 per month for a child he had with another women 13 years ago. She is now going for him to pay her lawyers fees which he can't afford to do. He has to… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Back in 2008 I signed up with Vodafone for home line and broadband.
Back in 2008 I signed up with Vodafone for home line and broadband. We had no end of problems and made many phone calls. The internet hardly ever worked and the same with the land line and lots of peo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hi, I was contacted by baycorp two nights ago. They
Hi, I was contacted by baycorp two nights ago. They tell me I owe a bank around $1500-00. I have recieved no letters from anyone regarding this although they say they have sent letters address to the … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hi there, I have recently changed Internet/Telephone provider
Hi there, I have recently changed Internet/Telephone provider and have incurred the disconnection fee, which is fine. However there are past charges outstanding so it adds to $582 and I am trying to p… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I went Guarantor on a car quite a few years ago. Shortly after
I went Guarantor on a car quite a few years ago. Shortly after car got repossesed and i had to sort out payments....Long story short...I was told the loan had been paid by the person i had gone guaran… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
Hello, I have recently been negotiating with a major bank
Hello, I have recently been negotiating with a major bank as to a credit card debt of circa $62k. The minumum payments were stopped by me last year due to pressures within my business. These business … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
I took a loan out with a payday loan company for $900 over
I took a loan out with a payday loan company for $900 over ten weeks .The loan started five weeks ago and for the last three weeks I have been unable to pay it . The company contacted me and said if I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers
A childcare centre we no longer attend is claiming we owe her
A childcare centre we no longer attend is claiming we owe her $10 more than we thought. I disputed the amount, but said I would to pay it as long as a receipted letter confirming our total payments fo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,872 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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