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I have a tenancy tribunal and it is regards of my bond.
Hello, I have a tenancy tribunal and it is regards ***** ***** bond. Landlord has charged me with two cost that it was not my responsibility. Clothesline(natural disaster) and fence post, which it div… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
We've just had a fire at home and I've pretty much lost
We've just had a fire at home and I've pretty much lost everything housewise.. The insurance company say I was not on my partners policy..I definitely remember being on the policy a few years ago but … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I have a question related to EQ repairs being determined by
Hi I have a question related to EQ repairs being determined by SR. The insurance policy is ex AMI for an As New repair. SR quote me Fitzgerald vs AMI to justify a jack and pack repair to a 1930's brok… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Under the Unit Titles Act, the Body Corporate is required to
Under the Unit Titles Act, the Body Corporate is required to insure the building and common property of a multi unit complex for replacement Value. Is it the insurance required to have cover for all N… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
When we married my then husband took out a Life Builder
When we married my then husband took out a Life Builder Insurance Policy with me being the owner of the Policy.We have since seperated but have not done anything legally. We still live on the same pro… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Our tenanted house down. Has been owned & insured by same
our tenanted house burnt down. Has been owned & insured by same insurance co for 23 years. An accident caused by a friend of the tenant -using gas stove top to warm house - went to sleep, house caught… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
We are having significant issues with our tenancy. Would you
Hi There, We are having significant issues with our tenancy. Would you mind please reviewing my letter and advising on action/best practice, entitlements etc? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I rented a small shop for a beauty salon in Petone and had
Hi, I rented a small shop for a beauty salon in Petone and had asked the agent and the owner serval times about EQ rating on this building. They told that it had been strengthened and was up to standa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Hi Chris hopefully you could shed some light on my problem. We
Hi Chris hopefully you could shed some light on my problem. We are at 4 Amos place Christchurch with a shared driveway on our left looking from the front. As we are on Amos place we don't use the driv… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
I am reviewing, in conjunction with my insurance company, the
I am reviewing, in conjunction with my insurance company, the appropriate "sum insured" amount for rebuilding my home in the event of a disaster. I am an amateur-hobby potter and included in the estim… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Hi, we have a property which is zoned Residential, and noted
Hi, we have a property which is zoned Residential, and noted as home and income, but has an area of 45sqm which has operated for 20 years as a retail premises. The total property is 878sqm land and bu… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Is a Disability allowance by definition "income"?; if so then
Is a Disability allowance by definition "income"?; if so then a Student allowance by defintion is income? Is a Disability allowance earnings or income under ordinary concepts? When declaring income on… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Insurance questions My house is earthquake damaged beyond
Insurance questions My house is earthquake damaged beyond economic repair and the insurance company have agreed to total replacement as covered in the policy. Because of the large scale of the damage … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Hi We have just received a cheque for$15000 for damage re the
Hi We have just received a cheque for$15000 for damage re the Boxing day EQ and have been advised that 90k +GST will be paid to our Bank (we have a small mortgage) for the Sept EQ damage. The house wa… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
What does reinstatement as used in an insurance policy with
What does reinstatement as used in an insurance policy with respect to house insurance mean (see below)? Our insurer agrees in the case of fire they would pay the sum assured + additional benefits to … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
My husband and I went on holiday on 1st February to Christchurch.
My husband and I went on holiday on 1st February to Christchurch. We rented a house for two months from 3rd Feb - 31st March. On 22nd February there was the earthquake and being very frightened we pac… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Hi, I have a small business with another shop located in a
Hi, I have a small business with another shop located in a mall a couple of kilometers away. The lease agreement of both says that the tenant is responsible for broken glass. Glass was broken in the s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers
Do you contract out of the conditions etc contained in the
Do you contract out of the conditions etc contained in the Property Law Act 2007 with a latter , properly executed contract (in this case an ADLS lease) ? Hint: As a landlord, I am advised by my tenan… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
26,119 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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