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Mother and I have had a joint mortgage on our home since
Mother and I have had a joint mortgage on our home since 2008, i have just learnt the house contents insurance has only been in mothers name. Mother passed away at beginning of last lockdown and Insur… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
The balance of my Gem Visa as at 18 February was $1,571.12
The balance of my Gem Visa as at 18 February was $1,571.12 which I paid online with the notation it would be sent to Gem visa as the same day. I have been doing debt reconciliation with my ANZ bank as… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I need help with an issue I am having with my bank. Do you
I need help with an issue I am having with my bank … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I have filed a fraud claim. against Western union. who else
I have filed a fraud claim. against Western union. who else can I get to assist me with my complaint … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I have a property in New Zealand without a mortgage worth
I have a property in New Zealand without a mortgage worth £500,000. Can I borrow 400,000 NZ dollars to buy a property here in New Zealand. I would intend to pay it off in 5 years … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I owe $2000 to ANZ Australia, it is with collections now.
I owe $2000 to ANZ Australia, it is with collections now. Will this affect my New Zealand credit rating if I apply for a mortgage. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I am a NZ professional working FIFO in Australia. I have
Hi, I am a NZ professional working FIFO in Australia. I have outstanding arrears on my NZ mortgage (Primary Residence) and the due date is 1/10/19. My bank in NZ has issued a letter to the effect that… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
My partner and I have a Relationship Property Agreement (
My partner and I have a Relationship Property Agreement ( also known as Opting Out ). I have contributed $300,000 towards purchase of our property in 2016 and most of the mortgage payments have been m… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I applied for a anz business loan of which the Finance
Hi I applied for a anz business loan of which the Finance Manager led me to believe I would get. She opened me a business account , gave me a $5000 overdraught . Lots of things led me to believe I wou… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
Relationship Property Sharing settlement Queries and a Tax
Relationship Property Sharing settlement Queries and a Tax Residency Query: 1. Should immoveable relationship assets (house, land) be valued at date of separation (2.5 years ago) or date of settlement… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I am a U.S. citizen who lived and worked in New Zealand from
I am a U.S. citizen who lived and worked in New Zealand from 1992-2009, when I returned to the U.S. because of primary progressive multiple sclerosis, which could not be adequately treated in New Zeal… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
Chris, I have a ($20,000) Student loan that has now accumulated
Chris, I have a ($20,000) Student loan that has now accumulated late fees, interest an penalty's as I reside in Australia. I have made only minor repayments and want to know where I legally stand as I… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
Hi. I was employed 9 years ago by an Australian company that
Hi. I was employed 9 years ago by an Australian company that had a sattelite office in New Zealand. The position reported to the then General Manager, a title that later changed to CEO. The position w… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
NZ citizenship application I was born in London March 1947
NZ citizenship application I was born in London March 1947 my family immigrated to NZ arriving 1 Oct 1957 I was listed on my fathers passport I have had a British passport since 1996 with a permanent … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
Hi, Is there any prohibition or restriction against mortgaging
Hi, Is there any prohibition or restriction against mortgaging NZ property (in this case, forestry) to an overseas bank for the purpose of obtaining a loan overseas (e.g. obtaining a US/Aust dollar lo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
I am an Australian entity with an Australian financial services
I am an Australian entity with an Australian financial services licence. I want to offer financial services in NZ. Do I need a licence in NZ?… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers
Hi there. Were an English family whove lived in NZ but are
Hi there. We're an English family who've lived in NZ but are now back in the UK. When we were in NZ we bought a house (mortgage) but then had to sell when we returned to the UK for family reasons. The… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,876 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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