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I'm wanting to assist a family from Arizona USA with
Hi there, I'm wanting to assist a family from Arizona USA with migration to my home town of Tokoroa to assist with my construction company. … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
We bought to reclining chairs from an outfit called
hi we bought to reclining chairs from an outfit called Headzhongfa back on 15th June and was informed that the parcel was on its way 9th July, it arrived in Hamilton NZ on the 27th July and supposed t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Can you advise what the criteria is to have the interest
Hi, can you advise what the criteria is to have the interest written off for a student loan. I am living overseas and have been granted financial hardship so I don't have to make repayments but the in… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
I've emigrated to NZ over 2 years ago. At the time of
Good morning. I've emigrated to NZ over 2 years ago. At the time of leaving South Africa, I was completely debt free, without any negative credit record. However during my first year in New Zealand, s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
I live over in Sydney but originally from Christchurch. I
I live over in Sydney but originally from Christchurch. I went to Otago Uni in 1998 and 1999 and had a small Student loan then … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
There. I left Australia and returned to NZ at the end
Hi there. I left Australia and returned to NZ at the end of 2011 with mental health issues. At the time, I was intending to return to Australia after resolving my health issues. However, this never ev… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
I am a US Citizen, now a NZ Permanent Resident living in NZ.
Hi, I am a US Citizen, now a NZ Permanent Resident living in NZ. I owe an unsecured loan with a balance of about $29,000 USD, paid down from $55,000 USD a couple of years ago. I am having trouble with… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Im living overseas and since the 12 years I am here I have
Customer: Hi Im living overseas and since the 12 years I am here I have been in financial hardship and unable to neither return to NZ nor to repay the loan. I see that bankruptcy could wipe the loan b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Hello, I am an Australian citizen residing in Australia,
Hello, I am an Australian citizen residing in Australia, but I have an unpaid NZ student loan. I have had no contact with IRD NZ for 12 years now. Until, that is, I recieved a letter from a debt colle… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Hello, Im a kiwi living in Aust. In the mid 90s I accumulated
Hello, I'm a kiwi living in Aust. In the mid 90s I accumulated student debt of about 30k. I left in 98 & never paid anything. 15y on & I received a letter requesting contact. I'm guessing that 30kx15y… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
I have a problem with debt in the hands of debt collectors.
I have a problem with debt in the hands of debt collectors. I was wondering if you could give me some advice. I understand that I need to repay this debt but I am currently overseas, unemployed and ca… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Currently a debt for 80K nzd is held for unpaid student loans
Currently a debt for 80K nzd is held for unpaid student loans inclusive of interest. Cannot repay this as I am a struggling musician residing in the UK. Heard the NZ govt are collecting on unpaid nz s… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Thanks for your answer. Could you tell me how a person declares
Thanks for your answer. Could you tell me how a person declares bankruptcy from outside NZ? Does it cost money to do so? Also, how do female students fare regarding repaying student loans, when they b… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Hi, I left NZ after graduating back in 1998 to travel and
Hi, I left NZ after graduating back in 1998 to travel and find work relating to my qualifications, as there were very few opportunities in NZ in my field. To cut a long story short, I couldn't afford … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
hello we are having financal problems and are considering bankruptcy.
hello we are having financal problems and are considering bankruptcy. We have for the last 2 years been trying to stay on top of all the payments but it seems it's not enough to keep the wolves at bay… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
I have a massive (circa $300,000) student loan in NZ bought
I have a massive (circa $300,000) student loan in NZ bought on by many years of burying my head in the sand and difficult overseas repayment conditions. I have made contributions in the past but the p… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Hi Chris, I have been a resident of Canada for 1 years
Hi Chris, I have been a resident of Canada for 1 ½ years – have been a non-resident of NZ for about 11 years. I have had a student loan since 1998 –I have paid back approximately 11,000 NZD (principal… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers
Can i apply for bankruptcy in NZ, if i live overseas This
Can i apply for bankruptcy in NZ, if i live overseas? This is related to my student loan which may be recalled in full.… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,535 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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