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Account in dispute. New Zealand. I am sending a copy of the
I am sending a copy of the invoice back to them explaining the account is in dispute and ny reasons why, they ate threatening to take me to Baycorp … read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
31,844 satisfied customers
A client of mine has just been given residence (making him
Hi Chris, A client of mine has just been given residence (making him eligible for free healthcare). His first residence application was declined in error and a Tribunal appeal resulted in the applicat… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Are you able to provide advice on a guarantor defaults?
Are you able to provide advice on a guarantor defaults? … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Whilst holidaying in Australia we were approached by
whilst holidaying in Australia we were approached by marketers offering cheap holidays for membership to their programme. we feel bullied into the situation as the preyed on the myself and the childre… read more
Chris The Lawyer
Chris The Lawyer
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I have a loan contract with a company, We have had some
I have a loan contract with a company, We have had some disputes regarding the contract, so I stopped paying, they sent the debt to a collection agency. … read more
Chris The Lawyer
Chris The Lawyer
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31,844 satisfied customers
I have an old debt from 2013 with GE Finance and Insurance.
Hi I have an old debt from 2013 with GE Finance and Insurance. At the time I lost my job and tried to make arrangements for payment. Due to not having a consistent income and not being able to keep in… read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
31,844 satisfied customers
Can a debt collection agency (Baycorp) charge interest over
Can a debt collection agency (Baycorp) charge interest over and above the debt they have been requested to collect? I incurred a debt with GEM Visa and notified them I would be spending some time in p… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
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I owed ANZ bank 80k 2011, this has passed to Baycorp. I went
I owed ANZ bank 80k 2011, this has passed to Baycorp. I went bankruptcy on 2013 and recently discharged. ANZ agree that I am covered by bankruptcy I shall not pursue the money, as I requested they ask… read more
Chris The Lawyer
Chris The Lawyer
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I recently shut down my business as it was not profitable
Hi – I recently shut down my business as it was not profitable and on the verge of collapse. As a result I have some secured and unsecured creditors to pay. I have no assets other than my house conten… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
I had building done by my ex partner, who was a builder, about
I had building done by my ex partner, who was a builder, about three years ago. Unfortunately we broke up. Now he is saying he wants me to pay for a hot water cylinder and other work he did and if I d… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Greetings, what a relief to have access to your service. Thank
Greetings, what a relief to have access to your service. Thank you. I wish to dispute the actions of an accounting firm that was directly referred to me under a mentor program with NZTE to which I qua… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
I am being hounded by Baycorp for a debt which I paid back
I am being hounded by Baycorp for a debt which I paid back in 2005. On two occasions I dealt with GE finance and provided them with details and records of payment only to be advised they can't find th… read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
31,844 satisfied customers
Hi there, I have recently changed Internet/Telephone provider
Hi there, I have recently changed Internet/Telephone provider and have incurred the disconnection fee, which is fine. However there are past charges outstanding so it adds to $582 and I am trying to p… read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
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Can a 16 year old be liable for a debt to an insurance company
Can a 16 year old be liable for a debt to an insurance company incurred as the result of an accident of which they were at fault? My husband was in an accident when he was 16 and we have just asked fo… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
My daughter was with Farmside (a phone/internet provider),
My daughter was with Farmside (a phone/internet provider), she found it difficult to meet the +300 per month fee it was costing. She changed to Telecom and was told, because she had cancelled within t… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Hi I have a debt from 1997 when a car I bought when I was 19/20
Hi I have a debt from 1997 when a car I bought when I was 19/20 was repossed. The car at the time was $20.000.00 and I had it for a year before it was repossessed. I had a gaurantor but he was not pur… read more
Chris The Lawyer
Chris The Lawyer
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Master's Degree
31,844 satisfied customers
I went Guarantor on a car quite a few years ago. Shortly after
I went Guarantor on a car quite a few years ago. Shortly after car got repossesed and i had to sort out payments....Long story short...I was told the loan had been paid by the person i had gone guaran… read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers
Hi, I am in debt $4,000 and have had taken over by baycorp
Hi, I am in debt $4,255.93 and have had taken over by baycorp now due to not havin a job etc. I now have a steady job and I am paying off my debt $50 fnghtly and $100 if I have a great week. I havent … read more
Chris The Lawyer
Chris The Lawyer
Lawyer
Master's Degree
31,844 satisfied customers

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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