Hello, my name is***** am a practicing attorney in New York City and a graduate of the ***** ***** University Law School in Washington, DC. I am very sorry to hear that you are having so much difficulty getting your daughter's card renewed.
Before we go any further, I would like to thank your family for their service to our country. It is a shame that you are being forced to go through so much paperwork in order to get what you have rightfully earned and truly deserve.
Now, to answer your question: Yes, unfortunately, you do have to fill out all of the information the forms are requesting, including the financial information. Here is a link to a very helpful website which should give you some tips on filling out the forms: http://www.dfas.mil/militarymembers/SecondaryDependency/SDC/secondarydependency_Army/help_Army.html
The Armed Forces constantly re-visits its policies and requirements for all forms and documentation. These forms were last updated in 2014, which was two years after you last applied for a card for your daughter. So, unfortunately, the forms have changed since the last time you applied.
Obamacare pertains to all Americans, but it really only affects civilians and has no practical affect on military families who are covered by TRICARE. The only form that Obamacare really affects for military families is the extra form you will receive every year (just like every other American) which you will need to send in with your taxes to show that you have some kind of health insurance.
So, no, Obamacare is not the culprit in this case. In this case it is good old fashioned US-Military bureaucracy. Did you know that the expression "red tape" actually comes from the Civil War? Back in those days the military would use red tape to hold together soldiers' files in the military offices. So whenever a soldier wanted to claim their benefits they would literally have to cut through a lot of red tape in order to complete the process.
If you are having any trouble filling the forms out on your own, you should speak with an attorney as soon as possible. As I hope you already know, there are many free legal resources available for veterans. I myself used to work at the Yale University Veterans' Legal Clinic and I would highly recommend them: https://www.law.yale.edu/studying-law-yale/clinical-and-experiential-learning/our-clinics/veterans-legal-services-clinic
However, they are very busy so you should first try to contact your local Kentucky Veterans Legal Aid resources here: http://kyjustice.org/veterans-legal-services
The hotline for the Legal Aid Network of Kentucky Veterans Assistance is: 1-844-268-0VET (1-***-***-****)
You should call this number right away if you need any help with this, or any other legal matter.
Again, I thank your family for its service. If there is anything in this answer you would like me to clarify please let me know and I will be happy to respond. I wish you all the best in this matter.
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