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Go here and see what is happening with your Apple ID:
Yes see why your account has been disabled.
That can also be your Apple ID that is the only one that can be "disabled", your normal account password *****'t be disabled
Your payment didn't clear
Reboot into the Recovery HD by choosing the ‘Apple‘ menu > Restart, then hold down the ‘Command’ + R’ keys on the keyboard during the start up process. When you see the Apple Logo you can let go. When the machine boots you may have to choose your language then you will see the OS X Utilities screen. Select the Disk Utility and then select Continue. Then in Disk Utility select Macintosh HD in the left column (if there are two with that name or it is named something else choose the first indented item) select the First Aid tab if it is not already selected, then click on Verify Disk on the far right. If that says “OK” in green type then select Repair Disk Permissions. If it is not ok let me know.
No not unless you choose ERASE.
Sorry yes if it is El Capitan it is Run instead
Quit Disk Utility and then select Reinstall Mac OS X.
Sorry I meant boot to Recovery HD again (command-r) and then select it
No it is a reinstall
I'm guessing it won't let you anyway... let me know
Sorry but I could not take the phone call because of your payment not being accepted
If you try and reinstall and it accepts your Apple ID you should be good