Recent Questions by Alex J. Esq.

I signed a patient responsibility I signed a patient responsibility form with my in-network acupuncturist saying that I would be responsible for any insurance claims that were denied. I was not worried because it was very clear on the insurance website that he was in network and the co-pay was $25. That was what I paid him, but months later when he heard back from the insurance, they paid him very little and he said his claim was denied and I owed him $100 for each session. In fact, my plan covers all the services provided, but his EOB says that he reached the maximum payment, stipulated in his contract, for services provided in a day. The insurance company says that the specific service would have needed to be mentioned in the patient responsibility form (it wasn’t) and that the service would have needed to be denied (it wasn’t; he had just reached a max payment). I told the provider this, and he said I was wrong and that he was taking me to small claims court. I feel encouraged by what the insurance company said, but just because he’s in violation of his contract with them might not mean that a court would side with me. Do you think I’m at risk in court?Thanks!
JA: Can you confirm which state you're in? It will help the Lawyer give you a specific answer since laws can vary by location.
Customer: NY
JA: Do you have any court dates or documents relevant to this situation?
Customer: He hasn't filed the suit yet. I have the financial responsibility doc and the EOBs
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: No, I don't think so.

We bought a car in Maryland and financed the purchase. It is registered in Maryland and has Maryland plates. Then we moved to California and allowed our grad student daughter in Washington DC to drive the car. Our daughter has a DC driver’s license and lives full-time in DC. Our daughter cannot be placed on the car title as she makes little money and the finance company will not allow it. Where do we register the car?
JA: Have you talked to a DC lawyer about this?
Customer: Not yet
JA: What steps have you taken so far?
Customer: None yet. We are don’t know where to start.
JA: The Lawyer will be able to walk you through that. Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: I think that is all.

im having issues with my rental insurance company
JA: What state are you in? It matters because laws vary by location.
Customer: wa
JA: What steps have you taken so far?
Customer: none
JA: Is there anything else the Lawyer should know before I connect you? Rest assured that they'll be able to help you.
Customer: no