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Thank you for the information and your question. The insurance company isn't likely to want to accept a payment plan, but if they believe that you will pay it and they also believe that it is the only way they will receive subrogration from you, then they might consider it. I would highly recommend that, if you can afford one, you hire an attorney to negotiate this settlement, especially since the other party may be partially at fault.
As an aside, I don't know whether or not you received a ticket for driving uninsured, even if you didn't, if this other company reports that you were uninsured, you may have your driver's licenses suspended. This is a link to the California Financial Responsibility law summary: https://www.victimslawyer.com/files/sr104.pdf
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I wanted to touch base with you and make sure that you did not have any follow up questions for me from the answer I provided to you on the 10th. For some reason, the Experts are not always getting replies or ratings (in the box with stars at the top of the question/answer page you are viewing),which is how we get credit (paid by the Site) for our work, that the customer thinks have gone through. In your case I have not received a response or your rating.
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