Ask a lawyer and get answers to your legal questions
I suggest that you consult with a New Mexico attorney first. If this affected your business and cost you additional money/issues, you may have other claims against the insurance companies and a local lawyer can review your case and run through your options. And you may decide to sign on the lawyer to help you. For a cost of $35, the New Mexico State Bar Association will arrange a referral to a qualified lawyer for a half hour initial consultation. Details are here: https://www.nmbar.org/Nmstatebar/For_Public/Lawyer_Referral.aspx
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