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I have been taken for a lot of money by a person online. I…

I have been taken...

I have been taken for a lot of money by a person online. I am on disability, and sometimes I believe he will pay me back for all the loans I’ve taken out for him. I’m not able to pay them all back and have limited income because of my disability. Is there any law that frees me from paying these loans?

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Kansas

Lawyer's Assistant: What steps have you taken so far?

Nothing but I was going to file bankruptcy thinking I might be able to afford it, but, “no way!”

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I am at times depressed and very anxious. I am on disability but I want to work and want to fight the system.

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Answered in 6 minutes by:
7/11/2018
Bill Attorney
Category: Legal
Satisfied Customers: 2,637
Experience: Attorney
Verified

Dear Customer ,

Thank You for posting your legal question today. I'm attorney Bill assisting you with this question.

You would need to sign a loan agreement to be liable on any loan.

You could deny any loan that you personally did not sign off on. Bankruptcy would be also an option if you cannot afford any of your liabilities.

If you have loaned money to a person you can issue a civil demand for the return of the money and /or file civil proceedings to collect the debt.

For small amounts you can file a small claims case ; otherwise you would file in the general civil court.

If you need more assistance please follow up with me.

In return by taking the time to leave positive feedback today I get a credit for my time.

You do this by rating 5*****, 4**** or accept.

FIVE STARS or your rating is much appreciated in this regard.

Thanks

Attorney Bill

Bill Attorney
Category: Legal
Satisfied Customers: 2,637
Experience: Attorney
Verified
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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