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I have a car loan with my credit union, but they have refus…

Customer Question
I have a car...

I have a car loan with my credit union, but they have refus d to allow me a o make my payments for 2 months now? Aren’t my rights being violated

Lawyer's Assistant: What state is this in? And when did the issue begin?

Colorado and it states on 2/27/2018

Lawyer's Assistant: What steps have you taken so far?

Tried calling and they refuse to speak with me and leave me on hold for hours?

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes, they thought I had potentially committed some type of identity theft, and made an incident report with DPP, however I spoke with the detective and offered documents to clear that up, and I haven’t heard from the detective since! That’s been 3-4 weeks ago!

Submitted: 3 months ago.Category: Legal
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Answered in 2 minutes by:
4/2/2018
Lawyer: INFOLAWYER, Attorney replied 3 months ago
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 62,919
Experience: Licensed attorney helping individuals and businesses
Verified
They are acting in bad faith. You have a few options. Let me outline them. You can pursue a complaint in civil court. You may sue for losses suffered plus costs and interest. You can also file a complaint with the attorney general office. You can threaten these options before pursuing and use for leverage. local counsel can also get involved! A lawyer letter alone can often bring about a settlement as the other side realizes that you are serious and gets concerned about its risk and legal fees.On review of your facts, you have a good case.A lawyer letter from a local lawyer can be effective in several ways. It can avoid costly litigation and help bring about a settlement. It also helps organize the claim and if it goes to court shows the judge you tried in good faith to resolve it!You want to prepare your case by creating a time line starting from the earliest event. For each event, write down key details and witnesses and if there is a document that relates to it, save it and refer to it. This timeline can be very valuable in narrating your case and presenting it later in a concrete and specific way.A court could void the loan.Please let me know if the reply is acceptable by responding “yes” or “acceptable”
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Lawyer: INFOLAWYER, Attorney replied 3 months ago
Awaiting your reply, thank you!
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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