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Is there a staue of limit on a personal loan dating back to…

Is there a staue...

Is there a staue of limit on a personal loan dating back to 2011? My state is California.

Lawyer's Assistant: Have you talked to a CA lawyer about this?

No not yet

Lawyer's Assistant: What steps have you taken so far?

Doing a follow up on this debt.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

That i thought i settled this debt through debt consulidation, put have i have no copy of settlement.

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Answered in 1 minute by:
3/27/2018
Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 38,798
Experience: 30 years experience representing clients.
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California has a statute of limitations of four years for all debts except those made with oral contracts. For oral contracts, the statute of limitations is two years. This means that for unsecured common debts like credit card debt, lenders cannot attempt to collect debts that are more than four years past due.

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Customer reply replied 3 months ago
How about payday loans or installment loans?

It is the same as a written debt.

Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 38,798
Experience: 30 years experience representing clients.
Verified
Loren and 87 other Legal Specialists are ready to help you
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Customer reply replied 3 months ago
basically i have not worry about this old debt?

Correct.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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