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My agent refuses to put my name only on my homeowner policy,

Customer Question
My agent refuses to...

My agent refuses to put my name only on my homeowner policy, home is not marital although i'm married

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

TN

Lawyer's Assistant: What steps have you taken so far?

I have demanded my homeowner policy in my name only so far, but every year he has to rewrite policy and we continue to argue every policy anniversary. Ps. My husbands credit is awful!

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Yes I previously owned a joint property with my mom in IL. that we sold and to replace I used the proceed to buy cash home in TN

Submitted: 3 months ago.Category: Legal
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Answered in 17 minutes by:
3/23/2018
Lawyer: INFOLAWYER, Attorney replied 3 months ago
INFOLAWYER
INFOLAWYER, Attorney
Category: Legal
Satisfied Customers: 62,284
Experience: Licensed attorney helping individuals and businesses
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Was it purchased during marriage?
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Lawyer: INFOLAWYER, Attorney replied 3 months ago
Does spouse agree in writing to not be listed on title? If so agent has no basis and decision is on all events yours.Please let me know if the reply is acceptable by responding “yes” or “acceptable”
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Customer reply replied 3 months ago
No there is no need to call please answer now..
Lawyer: INFOLAWYER, Attorney replied 3 months ago
Agent does not make decision as to name on title. It is your decision.if you get an automatic phone call request, you can accept it and a phone based law expert will handle. if you prefer to proceed by chat with me, just reply to the chat. some customers choose both, but the choice is yours! Thanks
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Lawyer: INFOLAWYER, Attorney replied 3 months ago
If you have a follow up, just reply and ask me!Please let me know if the reply is acceptable by responding “yes” or “acceptable”
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Customer reply replied 3 months ago
No husband name is ***** ***** title or account from which home was bought and account was still in maiden name.
Lawyer: INFOLAWYER, Attorney replied 3 months ago
Agent has no basis to refuse to put name on title. Agent needs to adhere to buyer direction.
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Lawyer: INFOLAWYER, Attorney replied 3 months ago
Policy buyer directs the agent and if agent refuses ask for a Supervisor or shop to another insurer.
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Lawyer: INFOLAWYER, Attorney replied 3 months ago
Is that clearer?
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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