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We are turning in our 2013 dodge dart----if we finance a car…

We are turning in...

We are turning in our 2013 dodge dart----if we finance a car thru another fiananxce co can they pick that car up?

Lawyer's Assistant: What state are you in? And is a local attorney or other consumer protection advocate helping with this?

N.c. and no we vol. turned the car in-----

Lawyer's Assistant: What steps have you taken so far?

Talked to the dodge dealer and would not refinance---told us to go to another dealer----we financed another car and will turn in tags. can they pick up our car financed thru this other dealer?????we know we will have a long process to go thru but worried about the newer car

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Just are we facing a pick up of the car we financed thru the other dealer

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Answered in 1 minute by:
3/23/2018
Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 38,737
Experience: 30 years experience representing clients.
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Thank you for using JA. I am Loren, a licensed attorney for over 30 yrs., and I am here to help.

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I am not sure what you mean by "can they pick it up". Can you elaborate? Do you mean will it show up on a credit history or report?

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Customer reply replied 3 months ago
no if we finance thru the new dealer can the original lender get our new car???? we know it will show up on our credit report but i don't want to worry about them getting the new car--

No, the lender is only entitled to the collateral pledged for their loan.

If you are financing a different car then they would need get a judgment and then payoff the lender on the other car to be able to get to its equity.

Did you have further questions? Have I answered your question? Please let me know.

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Customer reply replied 3 months ago
we still may find ourselves with another repo on the new car????? will talk to the new dealer monday---thank you so very much but still worried----

No, it can not be repo'd for the loan on the other car.

A repo is only possible for the car actually pledged as collateral for that particular loan.

If (and only if) you are completely satisfied that your question is answered professionally and accurately, even if not the answer you were hoping to get, please remember to leave a favorable rating (click 5 stars in the rating section on this page). It is the only way that I am credited by JustAnswer for answering your question.

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Loren
Loren, Attorney
Category: Legal
Satisfied Customers: 38,737
Experience: 30 years experience representing clients.
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