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My wife passed away last week. Going through her paper work…

My wife passed away...

My wife passed away last week. Going through her paper work I noticed two credit cards that I had no affiliation with, I'm I responsible for the balance on those cards?

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Georgia

Lawyer's Assistant: What steps have you taken so far?

None, still waiting on the death certificate

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I don't think so.

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Answered in 5 minutes by:
3/22/2018
Nisha Jones
Category: Legal
Satisfied Customers: 3,490
Experience: Managing Attorney at Nisha Jones Law, LLC
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Good morning, I am an attorney expert with the JustAnswer website, and former Prosecutor for the State Attorney's Office. I have a near 100% customer satisfaction rate, and I'll be answering your questions today. JustAnswer provides general legal information only and does not constitute legal advice. Please allow me just a few minutes to review your question, thank you!

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I'm sorry for your loss.

No, if your name was not on the account for those credit cards you are not liable for repayment of the remaining debt.

The credit card company can however try to recover the debt from your wife's estate, if she has any accounts or assets that will be going through probate.

If that is the case, then you can potentially consider hiring an attorney to help defend against the credit card companies, or any other debt collectors that may try to recover money from her estate.

If that becomes an issue, you can contact the Georgia State Bar for a referral to a probate lawyer in your area.

The phone number is:

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I hope that helps!

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Nisha Jones
Category: Legal
Satisfied Customers: 3,490
Experience: Managing Attorney at Nisha Jones Law, LLC
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Customer reply replied 4 months ago
Thanks for the reply, so nothing is going through probate they have no case?
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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