Legal

Ask a lawyer and get answers to your legal questions

Ask a Lawyer,
Get an Answer ASAP!

This answer was rated:

I live in Missouri. I purchased a used mobile home in

I live in Missouri...

I live in Missouri. I purchased a used mobile home in Fenton, Missouri for my daughter. The mobile home is in my name, but my daughter and her two children live in it. I purchased the mobile home from the mobile home court where the home is located. I always take the check and put it in the mail slot of the office. I wrote a check on 10/24/17 and put it in the office mail slot the next day. They claim they did not receive it until 11/29/17. Then I wrote a check for Dec. 2017 payment. I wrote it for the correct amount, but their bank cashed it for $179.44 less than it was written for. A note was left on the door of the mobile home that I was behind in payments. I called three times and left a letter in with my payment trying to get this resolved before I heard from the girl in the office. I explained to her that the check was cashed for the wrong amount, She looked it up online at her bank account and agreed that all I needed to do was send another check for $179.44. I recently received a letter saying I have three days to pay the $50.00 or they will have their attorney contact me for collection. How do I handle this?

Lawyer's Assistant: Have you talked to a MO lawyer about this?

I have not.

Lawyer's Assistant: What steps have you taken so far?

I haven't done any more than I mentioned in the above. I just got the letter.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I think that is it.

Show More
Show Less
Ask Your Own Legal Question
Answered in 1 hour by:
3/22/2018
Sean K
Sean K, Lawyer
Category: Legal
Satisfied Customers: 875
Experience: Attorney/Member in Private Law Firm
Verified

Hi, I’m Sean and I will be assisting you as an expert today. I’m an attorney with more than 20 years of experience. It is my goal to provide a solid overview of your situation. Whether the analysis is good or bad as to your matter, I want to make sure you understand any points you need and that you have options to better address the questions you have. If I am able, I will also provide you with some resources. Please note that the system, independent from me, may offer a phone call. You are not obligated to engage in a phone call, but I am happy to speak if you desire. This is completely up to you.

I am sorry that you are experiencing this issue. First, I believe that you received that letter just to intimidate you. If the debt is for $50.00 it is unlikely that an attorney would be contacted to personally write a letter. That is far less than what it would likely cost an attorney to write a letter like that and if you do get a letter from an attorney, then it is likely just a generated form letter and while threats can be made, letters from an attorney are only information and opinion and do not carry the weight of a summons from a Court or the like.

Now, what should you do. I would get a copy of the 10/24/17 check from the bank. I would get the information on the December 2017 check and show the cashing problem. I would write a letter to the management office and either mail it certified mail or hand deliver it. The letter should, as you set out above, once again explain everything and reference the checks. It should also reference the threat of the "collections letter" from the attorney and point out that it is unnecessary as the matter should be resolved.

Address that with this explanation you will consider the matter closed.

Keep a 2 copies of the letter and the checks.

Hopefully that will end it; however, if you do get a letter from the attorney, mail one of the copies of the letter and checks to the attorney and ask the attorney to explain to their client that the matter has been resolved and that you spoke to the representative about it prior to the initial letter even being sent.

This should address this matter to conclusion. However, I would, as I always do in these situations, encourage people to double check to make sure there are no monies owed.

Please note: This is general information for educational purposes only and is not legal advice. There is no specific course of action is proposed and no attorney-client relationship or privilege formed within this conversation.

If you have any follow up questions it would be my pleasure to answer them. As experts we only get credit for the time and effort we spend on our answers if you rate us positively - 5 stars is definitely appreciated but not required! There is no cost associated with you rating me and you can still ask follow up questions after rating me and I will respond.

One final point, there may be a delay between your question and my answer; this is because I'm either not at my computer or helping someone else but rest assured, if you ask, I will provide an answer. Thank you again.

Sean K
Sean K, Lawyer
Category: Legal
Satisfied Customers: 875
Experience: Attorney/Member in Private Law Firm
Verified
Sean K and 87 other Legal Specialists are ready to help you
Ask your own question now
Customer reply replied 4 months ago
Thank you for your prompt answer and advice.

You are certainly welcome and it was my pleasure!

Ask Your Own Legal Question
Was this answer helpful?

How JustAnswer works

step-image
Describe your issueThe assistant will guide you
step-image
Chat 1:1 with a lawyerLicensed Experts are available 24/7
step-image
100% satisfaction guaranteeGet all the answers you need
Ask Sean K Your Own Question
Sean K
Sean K
Sean K, Lawyer
Category: Legal
Satisfied Customers: 875
875 Satisfied Customers
Experience: Attorney/Member in Private Law Firm

Sean K is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it.

LeeMichigan

< Previous | Next >

Meet the Experts:

Ely

Ely

Counselor at Law

24,658 satisfied customers

Private practice with focus on family, criminal, PI, consumer protection, and business consultation.

INFOLAWYER

INFOLAWYER

Attorney

22,795 satisfied customers

Licensed attorney helping individuals and businesses

JPEsq

JPEsq

Attorney

2,132 satisfied customers

Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor

Law Educator, Esq.

Law Educator, Esq.

Attorney

44,249 satisfied customers

JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law

Ellen

Ellen

Lawyer, Consultant

8,238 satisfied customers

25 years of experience helping people like you.

Guillermo Senmartin

Guillermo Senmartin

Lawyer

301 satisfied customers

Principal Attorney at Guillermo J. Senmartin, P.A.

Dimitry K., Esq.

Dimitry K., Esq.

Attorney

17,183 satisfied customers

Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.

< Previous | Next >

Related Legal Questions
What is the legal way to dispute charges from a apartment
What is the legal way to dispute charges from a apartment complex that I moved out of opposed to renewing the lease? The charges are total ridiculous… read more
LegalKnowledge
LegalKnowledge
Juris Doctor
30,617 satisfied customers
I hired a contractor to install a granite counter top in my
I hired a contractor to install a granite counter top in my kitchen on 4/29/2017. I wrote her a check for $1,995.17, (50% of the full amount) as advance payment required in our contract. They did not … read more
David C. Garner
David C. Garner
Attorney
Post-Doctoral Degree
922 satisfied customers
I purchased a vacant piece of land at a Tulare County tax
I purchased a vacant piece of land at a Tulare County tax auction. I sold it to a buyer for $25,000 and he paid me $20,000 in cash and a $5,000 check. I should not have, but when he gave me the cash a… read more
Attyadvisor
Attyadvisor
Doctoral Degree
8,275 satisfied customers
I was a check cashier and i would like to know what is the
I was a check cashier and i would like to know what is the statue of limitations on return checks.… read more
Ray
Ray
Lawyer
Doctoral Degree
33,407 satisfied customers
In Feb. 2016 I adopted a puppy thru private party and paid
In Feb. 2016 I adopted a puppy thru private party and paid by personal check. There was no purchase contract signed or receipt for my payment given; my husband and another witness were there. I do hav… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,935 satisfied customers
My mobile home park is harassing me because the bank bounced
My mobile home park is harassing me because the bank bounced my check this past month and they want me to jump through hoops doing things and getting letters from the bank that are totally unnecessary… read more
Alex J. Esq.
Alex J. Esq.
Managing Attorney
Doctoral Degree
2 satisfied customers
I guess this falls under civil law. My daughters fiance owes
I guess this falls under civil law. My daughter's fiance owes me $11,625 plus interest on a loan and is not making regular payments or abiding by the loan agreement he signed. The loan was made in Apr… read more
Law Educator, Esq.
Law Educator, Esq.
Attorney
Doctoral Degree
44,249 satisfied customers
I defaulted on a credit card with balance of 13k,sent them
I defaulted on a credit card with balance of 13k,sent them a letter expressing internal hard ship but could pay 50.00 a month.(attorney for debt collection for this credit card)they offered me a settl… read more
LegalKnowledge
LegalKnowledge
Juris Doctor
30,617 satisfied customers
Hi Ray May 2008 my Mom died and her three daughters became
Hi Ray: May 2008 my Mom died and her three daughters became co-successors of her trust. 10k for one grandchild remained in checking trust as of 4/29/11. Her original inheritance check 4/18/09 sent to … read more
Ray
Ray
Lawyer
Doctoral Degree
33,407 satisfied customers
I need to find out whether or not I have grounds to sue a business
I need to find out whether or not I have grounds to sue a business for not following thru with an agreement. I wrote a letter to the business in regard to a debt that I owe. I enclosed a payment for a… read more
Ray
Ray
Lawyer
Doctoral Degree
33,407 satisfied customers
I had a contract with a contractor in SC to do work on a home
I had a contract with a contractor in SC to do work on a home I purchased. The work was not fully finished and was unsatisfactory in several areas. The final bill I received was for $9k. I wrote my ch… read more
A.J.
A.J.
Attorney
Doctoral Degree
1,796 satisfied customers
In 2003-2004 I used the services of a CPA. I received a bill
In 2003-2004 I used the services of a CPA. I received a bill from her in November 2007. I immediately contacted her to set up a payment plan. She was agreeable with that. I gave her five post-dated ch… read more
INFOLAWYER
INFOLAWYER
Attorney
Doctoral Degree
22,795 satisfied customers
FOR LADY LAWYER - Landlord refusing Signature Requested Mail.
FOR LADY LAWYER - Landlord refusing Signature Requested Mail. This may be a leap, but this is the second time he's done this. The firt time was when he was trying to illegally evict a tenant. This tim… read more
HomeworkMavrick
HomeworkMavrick
Owner of my own law firm
Juris Doctor
9 satisfied customers
I was given a check to deposit by a person I know because she
I was given a check to deposit by a person I know because she had no checking account and I believe she had no I.D. so she asked me to withdraw money from my ATM, and give her because she needed food … read more
Sam
Sam
Attorney
Doctoral Degree
10,701 satisfied customers
regarding the sale of a horse i agreed to purchasea horse ...
regarding the sale of a horse i agreed to purchasea horse on october 18th informed seller i was un abble to on the 16th but offerd her $50 for her trouble she agreed then cashed the $900 check on the … read more
LawNinvest
LawNinvest
Attorney & Certified Mediator
Juris Doctorate
does a business check become a legal binding contract
two months ago i purchased two puppies from lady for 50.00 each niether are registered pups and she agreed to this i wrote her the check she cashed it it went threw now shes taking me to small claims … read more
Dave Kennett
Dave Kennett
Doctoral Degree
25,741 satisfied customers
I had a friend move into my daughters mobile home with the ...
I had a friend move into my daughters mobile home with the understanding that she would pay the lot rent and my daughters loan payment of 100.00 bi-weekly. I recently realized she has moved out one mo… read more
rvlaw
rvlaw
Judge
Juris Doctor
3,203 satisfied customers
I NEED TO COLLECT RENT MONEY FROM A LESSEE WHO GAVE ME ...
I NEED TO COLLECT RENT MONEY FROM A LESSEE WHO GAVE ME AN NSF CHECK. SHE HAS SIGNED ALL THE APPROPRIATE CONTRACTS AND AGREEMENTS WHICH I WROTE CONCERNING LOT RENT AND HOUSE PAYMENTS--THIS IS A MOBILE … read more
JurisD7603
JurisD7603
Real Estate Agent
Doctoral Degree
72 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x