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If I transfer ownership of my house and prop. Sorry, if I…

Customer Question
If I transfer ownership...

If I transfer ownership of my house and prop

Lawyer's Assistant: What steps have you taken so far? Have you prepared or filed any paperwork?

Sorry, if I transfer my property to my child can I legally keep insurance on the property in my name? I will continue living on the property until my death.

Lawyer's Assistant: Where is the house located?

Indiana

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Not that I know of

Submitted: 4 months ago.Category: Legal
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Answered in 2 minutes by:
3/21/2018
Lawyer: Ray, Lawyer replied 4 months ago
Ray
Ray, Lawyer
Category: Legal
Satisfied Customers: 48,228
Experience: 30 years in civil, probate, real estate, elder law
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Hi and welcome to JA. Ray here to help you today.Please bear with me a few moments while I review your question and respond.

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Customer reply replied 4 months ago
Thank you
Lawyer: Ray, Lawyer replied 4 months ago

You can do this with a joint tenancy with right of survivorship.This leaves proeprty in both names until you decease and it passes tot he survivor under terms of the deed.This might be the best way to do this if you want to keep insurance you have to have an ownership interest in your name.

Under such a deed the survivor need only file death certificate in the county deed records and title passes to them.

Forms

https://www.lawdepot.com/contracts/survivorship-deed-forms/

Affidavit and death certificate to transfer it at your death

https://www.deeds.com/forms/indiana/affidavit-of-surviving-joint-tenant/

This would give you co ownership until death and then it passes to the survivor.I appreciate the chance to help you today.Thanks.

If you can positive rate 5 stars it is much appreciated.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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