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My medical debt was turned over to a collections agency 6…

My medical debt was...

My medical debt was turned over to a collections agency 6 years ago. I've been making monthly payments the entire time. I've been reading about the statute of limitations and I think it applies to when you haven't made any payments. Is that correct? Do I still have to pay them since I haven't missed any payments? Or can I stop payments now since it has been 6 years? I still owe more than $16k. I live in Virginia but the debt incurred in Tennessee.

Lawyer's Assistant: Have you talked to a VA lawyer about this?

No

Lawyer's Assistant: What steps have you taken so far?

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Answered in 10 minutes by:
3/17/2018
DanLegal
DanLegal, Lawyer
Category: Legal
Satisfied Customers: 334
Experience: Partner at McCollum Hodgkinson, P.C.
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Hello my name is ***** ***** I am happy to help you today - The statute of limitations applies to the debt collection agency. Because you have been making regular payments, the statute of limitations does not apply to your case.

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That being said, because you have been making regular payments - I would contact the debt collection agency to see if you can get a payment plan that works better and they can give you a bot***** *****ne number for what you have to pay. Almost in all these types of cases you can negotiate the amount and payment options.

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Customer reply replied 1 month ago
I don't find this actually priority at all. I think it is best to keep paying the small amount I've been paying and not worry about it.
Customer reply replied 1 month ago
I don't find this actually priority at all. I assume if I negotiate a lesser total amount due they will want it in lump sum or larger payments. I think it is best to keep paying the small amount ($100) I've been paying and not worry about it.

not necessarily - but if you are comfortable to continue to pay - you can always do that as well.

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I hope that i have answered your question - can you please rate my answer with 5 stars

DanLegal
DanLegal, Lawyer
Category: Legal
Satisfied Customers: 334
Experience: Partner at McCollum Hodgkinson, P.C.
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Customer reply replied 1 month ago
Well I would rather not pay it at all lol. 6 years later and I still can't believe my insurance didn't pay for my emergency surgery. I guess I'll call them and see what we can work out.
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