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Just paid off a mobile home here in Florida. Paid to Ditech.

Just paid off a...

Just paid off a mobile home here in Florida. Paid to Ditech. I now cannot get a release of lien or title to it because they were only the loan servers, Dynex and Origen Financial are the same company who is on title or record but are no longer in business.

Lawyer's Assistant: What steps have you taken so far? Have you prepared or filed any paperwork?

I asked Ditech where the money was going or to whom, and they say they do not know.

Lawyer's Assistant: Have you talked to a FL lawyer about this?

Not yet

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Answered in 10 minutes by:
3/15/2018
KLAW
KLAW, Lawyer
Category: Legal
Satisfied Customers: 2,375
Experience: I have over 20 years of experience in commercial real estate law, finance, consumer credit, landlord tenant, and business law.
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Good afternoon. I am a legal expert attorney who will assist you today.To your knowledge, was the loan ever assigned to another company?
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Customer reply replied 4 months ago
As far as I know only Origen Financial and Ditech
Did you ever check the county records to see if an assignment was filed?
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Customer reply replied 4 months ago
no I will check if I can
Also, You can also file a complaint with the Florida Office of Financial Regulation about the lender, servicer and the payoff.To file a complaint you need to file a Summary of the complaint describing its nature, the names of the lenders and servicer, and what was said to you resulting in your need to file a complaint.You need to include Copies of related documents: provide copies of all documents that support your complaint. Examples are contracts, account statements, disclosure documents, cancelled checks or money wires, you can file online and upload documents.Here is a link to the website to file the complaint.https://real.flofr.com/Complaints/Login.aspxYou can also cal them at(###) ###-####
I hope this helps and clarifies. Please don’t forget to rate the question with stars. We as attorneys are not employees of Just Answer and are not paid unless you rate the question with stars.
KLAW
KLAW, Lawyer
Category: Legal
Satisfied Customers: 2,375
Experience: I have over 20 years of experience in commercial real estate law, finance, consumer credit, landlord tenant, and business law.
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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