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I am trying to recover from a financial hardship that

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Hi, I am trying...

Hi, I am trying to recover from a financial hardship that occurred during a divorce, federal whistleblower reprisal investigation as the complainant, and diagnosis of PTSD and several chronic degenerative illnesses. I was out of it for a while and trying to get it together now. I purchased a vehicle in July of 2016. On my credit report, the loan is closed and charged off as ba

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

Bad debt and a profit and loss write off. The lenders last reporting was March 2017. I have received and collections or repossession paperwork. I don’t know where I stand with the vehicle or loan at this point.

Lawyer's Assistant: What steps have you taken so far?

I am in Kansas

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

I don’t really know.

Submitted: 5 months ago.Category: Legal
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Answered in 16 hours by:
3/15/2018
Lawyer: Phillips Esq., Attorney-at-Law replied 5 months ago
Phillips Esq.
Phillips Esq., Attorney-at-Law
Category: Legal
Satisfied Customers: 22,742
Experience: B.A.; M.B.A.; J.D.
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Hello: This isCustomer Welcome to JustAnswer! I am reviewing your post, and I will post my response very shortly. Thank you for your patience.

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Lawyer: Phillips Esq., Attorney-at-Law replied 5 months ago

I am so sorry to read about your difficulties.

Kindly note that I just came across your post. I do not have control over the question list or the promises made to you by the site as to the response time. I am just a site user just like you. Nonetheless, I apologize for the delay in response to your post.

Kindly give me a few minutes to prepare my response.

Thank you for your patience.

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Lawyer: Phillips Esq., Attorney-at-Law replied 5 months ago

I am sorry, but I am having difficulty understanding your post.

Kindly review, properly identify the parties and your issues, ask specific question(s), and resubmit.

Thank you for your cooperation.

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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