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I was involved in an auto accident. I was not injured. The…

I was involved in...

I was involved in an auto accident. I was not injured. The other driver was found at fault. My vehicle was totaled, but insurance will only pay the KBB value, which leaves a balance. I did not have gap insurance (which i was informed i did when i purchased the vehicle. Am i able to sue the other driver for the balance.

Lawyer's Assistant: What state are you in? It matters because laws vary by location.

SC

Lawyer's Assistant: What steps have you taken so far?

Just talked to insurance company. I also spoke with the dealership where i got the vehicle and they told me that they have no record of gap. I got the vehickle in nov 2016, so to much time has past for that route.

Lawyer's Assistant: Anything else you want the lawyer to know before I connect you?

Not right now

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Answered in 3 minutes by:
3/14/2018
DamienJD
DamienJD, Attorney
Category: Legal
Satisfied Customers: 5,465
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Hello: My name is ***** ***** I am an attorney.

Are you saying you believe the value of the car is greater than the KBB value? And if so, what is your basis?

DamienJD
DamienJD, Attorney
Category: Legal
Satisfied Customers: 5,465
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Customer reply replied 5 months ago
No, i just owe more than the kbb. After insurance pays, i will still owe on it
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

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